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Established Contributor
rom828
Posts: 930
Registered: ‎08-17-2007

NFCU BALANCE TRANSFER PROMOTIONS

[ Edited ]

As posted elsewhere, now have NFCU Cash Rewards & Platinum, as well as LOC.:smileyhappy:

 

Would like to transfer some balances to NFCU from cards w/RJs pending to save $,  and for the convenience of 1 or 2  payments instead of several.

 

I've seen some posts here referencing low % "for life" (4-5.99% etc)  on balance transfers, so I'm wondering how often NFCU runs these promotions? 

 

Are they run certain times of the year, or are they offered on an account by account basis based on scores, history etc?

 

I'd hate to do transfers now at regular rates if there's possibility of lower interest offer coming anytime soon!

 

 

Message Edited by rom828 on 09-16-2009 08:26 AM
FICOS: TU 727(7-4-14) EQ '08 734( 7-23-14) EX 727 (7-23-14)


Contributor
lphelps
Posts: 89
Registered: ‎06-29-2009

Re: NFCU BALANCE TRANSFER PROMOTIONS

I saw 4.99 being advertised on a promotion page while logged in like 2-3 months ago.. nothing since..I wanted to BT from navy fed to navy fed..lol to bad you cant do that. I haven't seen that rate lately..
7/16/09 - EQ 684, TU 691

7/25/09 - EQ 682 (-2) 7th INQ did it.
8/21/09 - EQ 684 Bounced back from the Inq even though none expired. There was a new credit account opened on the same day. *shrug*
10/23/09 - EQ 691
Established Contributor
rom828
Posts: 930
Registered: ‎08-17-2007

Re: NFCU BALANCE TRANSFER PROMOTIONS

Guess I'll keep a lookout! 

 

How many times have you seen these BT offers since you've been with NFCU??

 

Since you just saw the offer 2-3 months ago,  I sure hope they run them every 3 months!! :smileyvery-happy:

FICOS: TU 727(7-4-14) EQ '08 734( 7-23-14) EX 727 (7-23-14)


Contributor
lphelps
Posts: 89
Registered: ‎06-29-2009

Re: NFCU BALANCE TRANSFER PROMOTIONS

I can only remember this instance.. lol I know thats not really promising but...

 

the other thing is once logged in you can hit that "my offers" button .. but right now mine is giving some kind of error.. 

7/16/09 - EQ 684, TU 691

7/25/09 - EQ 682 (-2) 7th INQ did it.
8/21/09 - EQ 684 Bounced back from the Inq even though none expired. There was a new credit account opened on the same day. *shrug*
10/23/09 - EQ 691
Established Contributor
rom828
Posts: 930
Registered: ‎08-17-2007

Re: NFCU BALANCE TRANSFER PROMOTIONS

Hate to be such a dummy, but I don't see a "my offers" button when I sign in.

 

There's a "member's special offers" tab and a "message" tab, but not a "My offers" tab that I can see.  Is the Member's Special Offers what you're referring to?

 

When you saw the BT offer, was it shown on the front page (where you sign in) or was there a link or something?

 

I usually sign in to all of my accounts everyday (paranoid about ID theft/fraud),  so I want to be sure I know where to look if they post an offer!!

FICOS: TU 727(7-4-14) EQ '08 734( 7-23-14) EX 727 (7-23-14)


Contributor
lphelps
Posts: 89
Registered: ‎06-29-2009

Re: NFCU BALANCE TRANSFER PROMOTIONS

I'm trying to add a picture but having problems.

 

Its in between estatements and check messages

7/16/09 - EQ 684, TU 691

7/25/09 - EQ 682 (-2) 7th INQ did it.
8/21/09 - EQ 684 Bounced back from the Inq even though none expired. There was a new credit account opened on the same day. *shrug*
10/23/09 - EQ 691
Established Contributor
rom828
Posts: 930
Registered: ‎08-17-2007

Re: NFCU BALANCE TRANSFER PROMOTIONS

I just checked my account on line and e-statements and messages are side by side, so I assume that means that if/when any type of  offer becomes available, the "my offers" tab will appear.  Sure would love a low% BT offer to appear!!:smileyvery-happy:

 

Thanks so much for all your help!   

FICOS: TU 727(7-4-14) EQ '08 734( 7-23-14) EX 727 (7-23-14)


Established Contributor
Posts: 742
Registered: ‎12-19-2008

Re: NFCU BALANCE TRANSFER PROMOTIONS

[ Edited ]

rom828,

 

Why not just call them and ask if there are any and if you qualify for one?  The CSR will be pleased to speak with you. IMHO

Message Edited by plasticman on 09-16-2009 09:39 AM
Established Contributor
rom828
Posts: 930
Registered: ‎08-17-2007

Re: NFCU BALANCE TRANSFER PROMOTIONS


plasticman wrote:

rom828,

 

Why not just call them and ask if there are any and if you qualify for one?  The CSR will be pleased to speak with you. IMHO

Message Edited by plasticman on 09-16-2009 09:39 AM

  I did ask when I got my first card,and the CSR advised they run promotions "from time to time",  but none were ongoing at the time of my call.:smileysad:

 

I was just trying to get an idea from some of the NFCU 'oldtimers' as to how often they've seen these offers.  

FICOS: TU 727(7-4-14) EQ '08 734( 7-23-14) EX 727 (7-23-14)


Established Contributor
Posts: 742
Registered: ‎12-19-2008

Re: NFCU BALANCE TRANSFER PROMOTIONS


rom828 wrote:

plasticman wrote:

rom828,

 

Why not just call them and ask if there are any and if you qualify for one?  The CSR will be pleased to speak with you. IMHO

Message Edited by plasticman on 09-16-2009 09:39 AM

  I did ask when I got my first card,and the CSR advised they run promotions "from time to time",  but none were ongoing at the time of my call.:smileysad:

 

I was just trying to get an idea from some of the NFCU 'oldtimers' as to how often they've seen these offers.  


One nice NFCU CC feature is that there is no BT fee.

 

I carry a zero balance on my NFCU CC and was last offered a special BT promo rate 3 months ago. If  my memory serves me correctly I was offered a different one about 6 months before that one. hth


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