Valued Member
Posts: 44
Registered: ‎01-11-2012


I just became a nfcu member couple weeks ago and have extended my membership to one of my family members. I took him with my to the branch and he also became a member. Now, I encouraged him to apply for a NFCU CC. We live here in WA and they pull TU for the cc. Anyway, his CK score is 653 and income 47k. Now when applying for the cc, for the mortgage payment, isn't he suppose to put half of the mortgage payment since he splits it with his wife? Examples: mortgage is $1800 but he only contribute half of that. Would it affect the approval if he puts 1800 vs 900? He has no collections. No lates.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+