Reply
Valued Member
Posts: 44
Registered: ‎01-11-2012
0

NFCU CC APP

I just became a nfcu member couple weeks ago and have extended my membership to one of my family members. I took him with my to the branch and he also became a member. Now, I encouraged him to apply for a NFCU CC. We live here in WA and they pull TU for the cc. Anyway, his CK score is 653 and income 47k. Now when applying for the cc, for the mortgage payment, isn't he suppose to put half of the mortgage payment since he splits it with his wife? Examples: mortgage is $1800 but he only contribute half of that. Would it affect the approval if he puts 1800 vs 900? He has no collections. No lates.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.