FICO score didn't play a factor, it was not a hard or soft pull, just an NFCU account review.
That's awesome.. congrats... Its good to know that they can decrease it over time until you hit the bottom tier. NFCU is already my lowest APR card, and so i'm looking forward to that APR continuing to drop...
FICO 9: Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022. Goal: Gardening!