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01-31-2013 07:57 AM - edited 01-31-2013 07:57 AM
I have just signed up for a membership/account with NFCU and I have two questions. First, how long should I wait to apply for a CC; and second, what are my chances on getting approved for a nRewards CC? My current scores are in my sig below and my income is 66k.
01-31-2013 08:03 AM
01-31-2013 08:07 AM
My scores are EQ 514, EX 525, TU 585 and unfortunately I do have some baddies as I am just at the beginning of my journey. I'm sure I won't get the 7k but I have been in the constant denial mode. Do you think I will get approved with that information?
01-31-2013 08:10 AM
01-31-2013 08:23 AM
If you do try please keep us updated. There has been multiple stories on here of approvals with scores in the 500's. Don't go into it expecting much and see what happens. They have a great secured card if all else fails, and the possibility of it graduating is there. Good luck!
01-31-2013 08:34 AM
01-31-2013 09:34 AM
My wife has scores similar to yours, and they approved her for a nRewards card with a $1K limit...
01-31-2013 09:45 AM
01-31-2013 11:03 AM
I know scupra, that's why I'm hopeful. I've seen on other sites of a handful of people within weeks of bk and eq scores lower than mine getting $1-3k right away, but like I said, I'm prepared if they won't approve me quite yet.
01-31-2013 11:56 AM
Thanks everyone for the info! I'm gonna do it but I'm going to wait at least 24 hours from opening up the account so I'll apply tomorrow and let you all know! I'll be keeping my fingers crossed for a while!