NFCU CC Chances

[09Lexie]

Thats awesome! Congrats

[j_casteel]

congrats on the card and welcome to NFCU.

[PNYKILR]

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@PresidentPatton wrote:

So I went ahead and tried it since ya'll were confident I didn't need to wait...OMG!!! I'm about to have a heart attack!!! Instantly approved for $6k! OMG, before I messed everything up I couldn't even get a card with history up past $2500. I am in complete shock and am hoping this will help my credit score! My only CC I have now is a Cap1 Secured for $200 but wow! Look at me now!

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Did you app online or in a branch? I would have app'ed along time ago but couldn't do to me waiting to close on a house. closing tomorrow so this weekend I'm applying. 

[Kartel34]

Great job on the approval ! if you don't mind me asking what type of baddies do you have? Collections , CO ? Because I have two items in collections ( one will drop off do to PFD) still working on the other. An a couple of charge offs.

[MountainHiker]

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@PresidentPatton wrote:

So I went ahead and tried it since ya'll were confident I didn't need to wait...OMG!!! I'm about to have a heart attack!!! Instantly approved for $6k! OMG, before I messed everything up I couldn't even get a card with history up past $2500. I am in complete shock and am hoping this will help my credit score! My only CC I have now is a Cap1 Secured for $200 but wow! Look at me now!

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WOW!! Congrats to you. I must say, you make me want to apply but I have one collection on my file that falls off in march.Good on you.

[Scupra]

Do you know what report they pulled?

[distantarray]

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@searchingfor67 wrote:

My wife has scores similar to yours, and they approved her for a nRewards card with a $1K limit...

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you sound like your complaining especially since those scores usually won't get approved for ANY kind of card....

[starry1]

Whoa, that's an awesome CL! Congrats!

[distantarray]

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@PresidentPatton wrote:

So I went ahead and tried it since ya'll were confident I didn't need to wait...OMG!!! I'm about to have a heart attack!!! Instantly approved for $6k! OMG, before I messed everything up I couldn't even get a card with history up past $2500. I am in complete shock and am hoping this will help my credit score! My only CC I have now is a Cap1 Secured for $200 but wow! Look at me now!

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lol I felt high for a few days after I saw YOU ARE APPROVED FOR $17,000 APR PRIME PLUS RATE OF 4.99%  my score was about 760 then but limited history and I only had 2 secured cards and a Kays jeweler card at the time lol

[PresidentPatton]

Thanks Everyone! I'm still excited about this!

@PNYKILR - I applied online, good luck; let us know how it goes and congrats on the new house!

@Kartel34 - I have a few COs, a few CAs (one in dispute status), two defaulted SLs, and several Medical Bills which are with CAs too. All of which I am working on getting cleaned up.

@MountainHiker - As you can see above I have collections on my report and still got approved! Go for it!

@Scupra - I don't know at this time but as soon as I get the paperwork I'll let you all know.