09-29-2010 09:15 AM
I just got my membership for Navy Federal and applied for a NRewards. Approved for 2k.
My question is, I was interested in applying for a personal loan. Would I be able to?
09-29-2010 09:29 AM
Once they pull your credit do they see if you qualify for any other products?
09-29-2010 09:32 AM
You will get another hard pull if you apply for a personal loan. The CCs and Loans have seperate departments and each have to pull their own report. It sucks, but that's the way it is.
09-29-2010 11:01 AM
USC08 -- can you share your stats upon applying (i.e. FICOs, baddies, AAoAs, etc.)? And congrats!
09-29-2010 11:09 AM
EQ - 660
AAoA - 2 yrs
09-29-2010 06:19 PM
Thanks for the info!
10-01-2010 12:20 AM
Since I just applied and got approved for a nRewards would you guys recommend that it would be ok to apply for a signature/personal loan?
10-01-2010 07:52 PM
I just got approved for a $10,000 goRewards card, after recetly being approved for $67,000 in auto loans and a $3,000 personal loan. My FICO when approved was 607, with a BK in 4/08. They only pulled my credit once because I applied for all the loans within 30 days of each other.
10-02-2010 09:52 PM
Yes. With a score of 660 you shouldn't have a problem getting approved. They make ask for proof of income. Last month, I was approved for 9K signature loan with a score of 653. Good luck.
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