Credit Cards

[USC08]

I just got my membership for Navy Federal and applied for a NRewards. Approved for 2k.

My question is, I was interested in applying for a personal loan. Would I be able to?

[USC08]

Once they pull your credit do they see if you qualify for any other products?

[jaystay]

You will get another hard pull if you apply for a personal loan. The CCs and Loans have seperate departments and each have to pull their own report. It sucks, but that's the way it is.

[ShootingStar]

USC08 -- can you share your stats upon applying (i.e. FICOs, baddies, AAoAs, etc.)?  And congrats!

[USC08]

EQ - 660

No Baddies

AAoA - 2 yrs

[ShootingStar]

Thanks for the info!

[USC08]

Since I just applied and got approved for a nRewards would you guys recommend that it would be ok to apply for a signature/personal loan?

[ScottsdaleDad]

I just got approved for a $10,000 goRewards card, after recetly being approved for $67,000 in auto loans and a $3,000 personal loan. My FICO when approved was 607, with a BK in 4/08. They only pulled my credit once because I applied for all the loans within 30 days of each other.

[TATATA]

Yes. With a score of 660 you shouldn't have a problem getting approved. They make ask for proof of income. Last month, I was approved for 9K signature loan with a score of 653. Good luck.