You will get another hard pull if you apply for a personal loan. The CCs and Loans have seperate departments and each have to pull their own report. It sucks, but that's the way it is.
USC08 -- can you share your stats upon applying (i.e. FICOs, baddies, AAoAs, etc.)? And congrats!
"It's myFICO and I can cry if I want to!" Starting Score January 1, 2010: 640 Current Scores Updated Sept. 6, 2011: EQ: 765 / TU: 778 / EX PLUS: 773 Goal Score: 800 Take the FICO Fitness Challenge
"It's myFICO and I can cry if I want to!" Starting Score January 1, 2010: 640 Current Scores Updated Sept. 6, 2011: EQ: 765 / TU: 778 / EX PLUS: 773 Goal Score: 800 Take the FICO Fitness Challenge
I just got approved for a $10,000 goRewards card, after recetly being approved for $67,000 in auto loans and a $3,000 personal loan. My FICO when approved was 607, with a BK in 4/08. They only pulled my credit once because I applied for all the loans within 30 days of each other.
Yes. With a score of 660 you shouldn't have a problem getting approved. They make ask for proof of income. Last month, I was approved for 9K signature loan with a score of 653. Good luck.
Starting Score January 1, 2010: 640
