06-19-2013 06:36 AM
So I know there is a thread on here about maximum limits being different for everyone depending on their income, but I'm a little confused.
So as you can see from my sig, I have two cards, one for 23k and the other for 22k, plus the navcheck for 15k. That's 60k even. I make 109,870. The last CLI I tried for was denied for, 'insufficient income'. $109,870 certainly is not insufficient, but are they trying to tell me that's my ceiling? What do you think I'd have to make for get my limits to 25k on both cards?
06-19-2013 07:04 AM
I'm sure that income isn't the only consideration. They probably look to see how much you use the card, do you carry a balance and a SP pull as well.
06-19-2013 07:09 AM
I carry around $4-5k a month on it.. charging anywhere between $1,000-$2,000 a month. I typicaly pay off what I spend on it a month, but last month alone I made almost $3,000 in payments... My fico is 689...
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