NFCU CC & refi auto

[OntheHorizon]

Just joined NFCU and want to refi my car and apply for nRewards.  EQ was 578 as of early last month prior to paying off 3 CC and paying down 2 others.  No baddies in almost 2 yrs.  I'm wondering if I should just go for it?  What do you think?

[Anonymous]

Hi OntheHorizon,

I'm also an NFCU member. They're fantastic!

Although some myfico forum members who joined NFCU have reported

success with an EQ in the high 500's , a 600 or better will optimize

your chances. So I'd recommend that you pull your EQ FICO score here

on myfico to find out exactly where you are. If it's 600 or better, you're

golden. If not, you might wanna wait until you are.

I know that you paid off/down several accounts, but it's always best

to know for sure where you stand before you start apping.

That's my 2 cents. Good luck to you!

CanDo

"The right attitude is everything"