Reply
Frequent Contributor
kball64
Posts: 280
Registered: ‎02-05-2008
0

NFCU CLI Online Instant Approval!

It's been a year now since I got my NFCU nRewards MC & VISA cards.  I requested CLI's for both of them back in March and had to wait 48 hours for a response.  They bumped me from $2K to $5K on both cards.  I went online today and hit the "request CLI" link and asked for $10K on each.  I got instant approvals for both.  I was quite surprised because I thought it was the norm for NFCU to take a couple of days to review.  I even called an hour earlier and talked to a CSR and he told me that all requests are reviewed.  I guess he was wrong.  I'm glad I gave it a shot and am very happy with the result!

Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007
0

Re: NFCU CLI Online Instant Approval!

Were these a hard or soft??  I've heard conflicting info and i didnt know that you could now request a cli on your cc online too?
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Regular Contributor
virgoprincess823
Posts: 215
Registered: ‎04-21-2009
0

Re: NFCU CLI Online Instant Approval!

I asked for a CLI on my Visa NRewards (soft pull) and was declined, I've only had it for 6 months. Maybe my utility was too high on it? However, I also applied for another credit card at the same time (hard pull), Platinum and was a pproved for a measely $2100, that was just silly. I had a higher CL on the nRewards.
Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007
0

Re: NFCU CLI Online Instant Approval!

virgoprincess--

did you say you called or did it over the phone..and that's odd they denied you a cli but gave you a new card with a $2100 limit..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Regular Contributor
virgoprincess823
Posts: 215
Registered: ‎04-21-2009
0

Re: NFCU CLI Online Instant Approval!

bamagirl1

 

 

I called because I had the questions about hard/pull verses soft pull. I didn't get instant approval either, it took about 3 days.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+