Frequent Contributor
Posts: 350
Registered: ‎07-13-2012


Let us know how things go!

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor
Posts: 618
Registered: ‎06-18-2007


[ Edited ]

There is hope!  Last night my husband asked for a CLI on his $15K card (it's the only one he has with them, but he also has a $10K overdraft line of credit.)  He's had his account for 11 months.   They gave him the 3-5 day message and he was sure it was a "no" since he had applied for a personal loan earlier in the day and was declined.


But today it shows that they raised his limit from $15K to $16K!  That's only $1,000 additional but it's better than being turned down flat.

Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.

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