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I requested one on my flagship visa just a couple of days after initial account opening. Asked for $20K and they countered at $15K, which I took. It was a hard pull though. I am going to let it age some before requesting another CLI and then call them first to see if they can do it through a soft pull.
I did...it was declined. Recon was also declined. I waited for the 3rd statement to cut and received a SP CLI.
@gemini282 wrote:
Has anyone ever requested a CLI after just one month? I want to hit the button because I have some big purchases ahead but I don't want to waste the inq. Feedback please...
I requested 2 (both granted) within 48 hrs of initial card approval. They were HP heavy though.
When I opened my NFCU Card they gave me $8,000.00 credit limit. A little disappointed.
After a week crying in my beer, I called them and wanted to take advantage of their balance transfer
offer and would they give me an increase in my credit limit. I requested $20,000.00 and they gave me
$15,000.00. Naturally I took it without any hesitation. They did inform me that they will "NOT" do another
hard pull since my account was just a week old.
Now, to top that off, They send me a letter last week Congratulating me on my new credit limit of $18,000.00
which came as a complete surprise. Did not request this increase, but, I am well pleased.