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NFCU CLI Question

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hpotterfan77
Regular Contributor

NFCU CLI Question

Does anyone know what the chances of NFCU doing an AR or CLI after a 3rd statement cut.  I tried looking in that other thread but couldn't find anything specific.  My 3rd statement will cut toward the end of the month and I'm curious.  Thanks!

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
Message 1 of 9
8 REPLIES 8
Scupra
Super Contributor

Re: NFCU CLI Question

AR's are on a schedule. Check the NFCU CLI thread for timing

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 9
Anonymous
Not applicable

Re: NFCU CLI Question

by third statement AR should happen.
Message 3 of 9
hpotterfan77
Regular Contributor

Re: NFCU CLI Question


@Anonymous wrote:
by third statement AR should happen.

Will this AR show up as an inquiry?  I'm a little confused on that one since I keep reading people seeing that they SP'd EQ.  Does that mean I'll get an inquiry alert when it hapens.  I'm confused...lol Smiley Wink

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
Message 4 of 9
Anonymous
Not applicable

Re: NFCU CLI Question

you won't get an alert. you have to check your SP history.
Message 5 of 9
Creditaddict
Legendary Contributor

Re: NFCU CLI Question

AR should happen around Jan. 1.... if you have had 3 statements and AFTER that AR you should be good to give it a try online for CLI... just watch threads around here in Jan... someone will post the AR happened!

Message 6 of 9
hpotterfan77
Regular Contributor

Re: NFCU CLI Question

Ok..last dumb question...how do I check my SP history...lol  And thank you for those of you that have helped a poor, confused woman! lol

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
Message 7 of 9
Creditaddict
Legendary Contributor

Re: NFCU CLI Question

You have to pull a full Equifax report from Equifax

Message 8 of 9
hpotterfan77
Regular Contributor

Re: NFCU CLI Question

Ah....ok.  Thanks!

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
Message 9 of 9
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