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I'm pretty positive if you ask for a CLI after you have been countered it would result in a HP. At that time, it would be manually reviewed before you get a decision.
It's been the consensus that if you get an instant reply with a counter then you've hit your internal limit with NFCU. Unless of course something major has changed in your situation like an increase in salary, or a nice increase in your credit scores.
I actually received a counter before and when I inquired about the counter I received a response from NFCU that I'd hit my internal limit based on my score and salary at the time.
Hope this helps.