12-04-2011 05:16 AM
No responses to this yet?.............. I will throw in my little $15k approval. I joined NFCU ( about 2 weeks ago ) and then appd for their Visa. It resulted in a second TU pull ( NFCU/Visa ) I did not request $15k ......that was the amount Navy arrived at. I have USAA @ 18k and Penfed recently followed with $20K. Navy has been fairly easy to deal with but they blew-up my mailbox with too much nonvital information. Good luck with your goal of $25k
12-04-2011 07:04 AM - edited 12-04-2011 10:01 AM
Placed an online request, NFCU pulled hard TU and responded with a wait and see message.
A few days later CL increased by a portion of my request.
Received a letter confirming NFCU increased CL for the amount currently eligible.
you may receive the requested amount, part of it, or be denied an increase, it depends on a variety of factors under consideration...including but not limited to overall credit profile.
12-04-2011 09:47 AM - edited 12-04-2011 10:00 AM
I want to join NFCU but have never been in the service or work for the DOD. Is there any other way to join?
Through immediate family in the armed forces.
12-10-2011 02:12 AM
Those of you who have the NFCU cards, have requested cli of 25k or greater? If so what is your experience with the approval?
concord- CLI of >25k? I misread the question as CL of 25k or greater. Did you place a request for a 25k+ limit increase...what were the results?
12-10-2011 07:09 AM
score_building wrote:concord- CLI of >25k? I misread the question as CL of 25k or greater. Did you place a request for a 25k+ limit increase...what were the results?
I have 3 cards with 25k cl each and wanted to see if I can get higher limits beyond the 25k I have now. I asked cli of 5k from 25k - 30k and it is approved with in 24 hours with no further questions. That is all I wanted to know when we exceed the 25k limit if they would be doing some thing special before they approve it. Looks to me it is standard approvals as usual despite what limit you are at and to what new limit we are trying to get.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.