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NFCU CLI...

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stema8701
Valued Member

NFCU CLI...

So I was bored Smiley Very Happy and I decided to hit the CLI option and I got $2000 CLI after 1 month of having the card. Didn't want to push my luck.LOL.. Navy FCU is the best credit union EVER..


Starting Score: 600
Current Score:EX FICO 741 EQ FICO 763 TU FICO 730
Goal Score: 800
NFCU Cash Rewards Sig (23K), Amex BCP(10K), Delta Reserve (20K) Discover IT(8K), CITI HHonors(10K), CSP (8K), CITI TYP(6.5K) CITI American Airlines (9K), Amazon Store Card(4K), Chase SW (4.5K)


Message 1 of 11
10 REPLIES 10
rootpooty
Valued Contributor

Re: NFCU CLI...

wow congrats

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 2 of 11
michjd75
Valued Member

Re: NFCU CLI...

What was your original CL and your scores?  I have had a NFCU card for about 8 months. Debating on whether I should wait until my year mark...

Message 3 of 11
stema8701
Valued Member

Re: NFCU CLI...

Had a FICO of 680 as of last score watch alert.. Should be higher .. i think. Lowered my utilization to 1 %... Original CL was $3000. I do all my banking with Navy. Auto loans,direct deposits.. I've charged about $3000 and paid in full even before my first statement cut..


Starting Score: 600
Current Score:EX FICO 741 EQ FICO 763 TU FICO 730
Goal Score: 800
NFCU Cash Rewards Sig (23K), Amex BCP(10K), Delta Reserve (20K) Discover IT(8K), CITI HHonors(10K), CSP (8K), CITI TYP(6.5K) CITI American Airlines (9K), Amazon Store Card(4K), Chase SW (4.5K)


Message 4 of 11
michjd75
Valued Member

Re: NFCU CLI...

Thanks and congrats!

Message 5 of 11
paula629
Contributor

Re: NFCU CLI...

Congrats!! I am waiting for my score to increase so I can get a NFCU card $ refinance my car......
01/21/2021: EQ FICO 636 TU FICO 688 EX FICO 683 br>Goal:850
AMEX Delta Platinum $1k| Macys AMEX $1k| CARE CREDIT $6,600| NFCU AMEX $13.5k|NFCU Platinum $8k|DISCOVER $6k| NFCU LOC $13k| NORDSTROM $2200| Neiman Marcus $3k| PENFED CashRewards $10k| Value City Furniture $7,500k| LOWES $17k| Target $200|VW lease $13k| LFCU Pool loan $77k| NFCU auto $25k|BMW Auto $73k|Student loans $42k
*Entering garden May 2021*

Utilization: 47%
Message 6 of 11
Smug
Established Contributor

Re: NFCU CLI...

I started at 7500.00 3 weeks later hit the love button 10k in a instant.
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 7 of 11
pizzadude
Credit Mentor

Re: NFCU CLI...

 

 

Congrats !!   Did they do a soft pull for the CLI  ?   EQ or TU ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 8 of 11
oracles
Valued Contributor

Re: NFCU CLI...

i know this is somewhat of an old thread but do they do a hard or soft pull for clis

Message 9 of 11
Anonymous
Not applicable

Re: NFCU CLI...

Congrats!!!

Message 10 of 11
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