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02-24-2009 09:46 PM
02-25-2009 01:59 AM
Congrats FM! Give your business to those who value you as a customer, and who will keep the rewards coming when you reward them in kind.
Since I got denied for PenFed I've been thinking of shifting my balance over to my NFCU Mastercard. I called and asked if I was eligible for a CLI, and I got an instant approval. New CL is $20,000. Since it wasn't referred to the credit committee I'm reasonably sure it was an auto CLI based on my account history. However, I guess I'll find out tomorrow.
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"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli
02-25-2009 06:21 AM
With a 740 FICO score, they wanted give you a secured card?! wow. I'm really surprised by that.
Is NFCU as unhappy with inquiries as PenFed is?
I don't think they care so much about inqs, as I had many when I signed up with NFCU last April. However, they do seem to care about recend derogs.
My EQ is clean except for a couple lates, and they seem to give me whatever I want. They even informed me when I got this CLI yesterday that I was preapproved for an auto or boat loan.
It's great that NFCU is still lending. But then again, that's what happens at banks who never wrote a subprime mortgage.