Reply
Valued Contributor
Posts: 1,051
Registered: ‎05-20-2010
0

Re: NFCU Cash Reward Upgrade

Just got the mailer today, and my card is being upgraded. It looks like the card is going to stay the same green card and the wording "Cash Rewards" is in a different type of font or script. That and its probably going to say "Signature" somewhere would be my guess.

TU: 603 – EQ: 569 – EX: N/A – May 2010

Contributor
Posts: 117
Registered: ‎02-01-2012
0

Re: NFCU Cash Reward Upgrade

Why haven't I got my letter in the mail? Oh yeah it's probably because i just got the card a week ago. haha :smileytongue:

 

But what is this all about though? Why the upgrade for some people?

Regular Contributor
Posts: 134
Registered: ‎02-18-2012
0

Re: NFCU Cash Reward Upgrade

I spoke with customer service earlier today activating my new cash rewards card that I was just approved for last week.. anyone with a 5k limit and higher will be automatically upgraded.. she said ahw could send me my new one today but I should get my new signature card in mailers next month.
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: NFCU Cash Reward Upgrade

Both DW and I have separate accounts ($5k and $25k) and we both got the same upgrade. Question: do we really want this to happen? 

Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: NFCU Cash Reward Upgrade

Well, here I thought I was special! :smileywink: I got the mailing today, too. I thought it was because I ran a small fortune through the card last month for my move. Oh, well. Still very cool to be getting the card. :smileyhappy:

 

I've wanted a Visa signature card, but didn't want to pay the $49 AF. So, this is really nice!

 

This card isn't even on their website. I wonder if it's a new card they'll be offering and are starting out by upgrading some of their current cardholders.

 

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Frequent Contributor
Posts: 253
Registered: ‎08-31-2011
0

Re: NFCU Cash Reward Upgrade

I've had mine for just over a month (my first ever payment posted today).  It is over $5k so I wonder if I will get it???

 

What is the advantage of the signature card?  Why is it considered an upgrade?

Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: NFCU Cash Reward Upgrade

If you go to visa.com/signature, you can find out about it. Banks and CUs besides Navy offer a verison of the Visa Signature card.

 

This is my first one, but according to the letter, you have personalized concierge service, savings at hotels and resorts, and VIP access to sporting events. Also, discounts on restaurants, shopping, etc. Lots of stuff on the visa.com/signature website. 

 

Visa Signature Shopping Benefits No Pre-Set Spending Limit* Zero Liability** Year-End Summary Statements Warranty Manager Service*** Purchase Security***

 

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

New Contributor
Posts: 227
Registered: ‎06-09-2012
0

Re: NFCU Cash Reward Upgrade

8k limit - 2 years with card and got the letter also, thought i was the only one!  I also have the visa signature flagship reward card.  To me it looks like they are upgrading all the 5k limit cash rewards to include the visa signature service.  Last I checked I PAID for it with my flagship rewards, need to check that!  I really want to get rid of the AF if that is the case since I am getting the same service for FREE on the other card now (though I won't cancel it if I cant get the AF off ...sigh).

Super Contributor
Posts: 6,580
Registered: ‎04-07-2008
0

Re: NFCU Cash Reward Upgrade


llecs wrote:

Both DW and I have separate accounts ($5k and $25k) and we both got the same upgrade. Question: do we really want this to happen? 


I was thinking the same thing. A Sig mean that it most likely wont report the CL so you could lose the total CL in the FICO calculation. I know my BOA Signature doesnt report my CL. That's one thing I wouldn't like.

 

Anyone knows if Navy Sig reports the CL?




Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: NFCU Cash Reward Upgrade


CS800 wrote:

llecs wrote:

Both DW and I have separate accounts ($5k and $25k) and we both got the same upgrade. Question: do we really want this to happen? 


I was thinking the same thing. A Sig mean that it most likely wont report the CL so you could lose the total CL in the FICO calculation. I know my BOA Signature doesnt report my CL. That's one thing I wouldn't like.

 

Anyone knows if Navy Sig reports the CL?


Yes.  My Flagship Visa Signature reports my limit.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.