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NFCU Cash Reward Upgrade

New Contributor

Re: NFCU Cash Reward Upgrade

My flagship is at 5k limit, won't know if they post a updated CLI for a few more months.  Are you saying you see your credit limit about the 5k?

Message 21 of 45
Valued Contributor

Re: NFCU Cash Reward Upgrade


skyisthelimit wrote:

My flagship is at 5k limit, won't know if they post a updated CLI for a few more months.  Are you saying you see your credit limit about the 5k?


My Flagship limit is also 5K and that's what they report my limit as on my credit report eventhough it's a signature card.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 22 of 45
New Contributor

Re: NFCU Cash Reward Upgrade

MsLady, I belive this is what they are refering to the "5k limit".  There are other visa signature cards that have 5k-100k limits on the card with other banks but they only post the 5k limit onto your credit report, and I am not 100% sure how NFCU does it.  It is always the standard 5k on report due to that being the lowest visa signature starts.  This is PRIME TIME!

Message 23 of 45
Frequent Contributor

Re: NFCU Cash Reward Upgrade

Are they including the extended warranty service in this new card? This is very exciting. Right now I have the cash rewards card for most purchases, but the platinum mastercard for times when I want the extended warranty on my purchase.

 

I've not got my letter yet, but my limit is over $5k, maybe it will come soon.

Message 24 of 45
Community Leader
Valued Contributor

Re: NFCU Cash Reward Upgrade


skyisthelimit wrote:

MsLady, I belive this is what they are refering to the "5k limit".  There are other visa signature cards that have 5k-100k limits on the card with other banks but they only post the 5k limit onto your credit report, and I am not 100% sure how NFCU does it.  It is always the standard 5k on report due to that being the lowest visa signature starts.  This is PRIME TIME!


????   I don't think this is correct.  Some companies that offer the VISA Sig don't report a limit at all because it's a NPSL card.  My understanding is that NFCU does infact report the limit.  


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 25 of 45
Super Contributor

Re: NFCU Cash Reward Upgrade


MsLadyRover wrote:

skyisthelimit wrote:

My flagship is at 5k limit, won't know if they post a updated CLI for a few more months.  Are you saying you see your credit limit about the 5k?


My Flagship limit is also 5K and that's what they report my limit as on my credit report eventhough it's a signature card.


Thanks good to know Smiley Happy




Message 26 of 45
Senior Contributor

Re: NFCU Cash Reward Upgrade


MsLadyRover wrote:

CS800 wrote:

llecs wrote:

Both DW and I have separate accounts ($5k and $25k) and we both got the same upgrade. Question: do we really want this to happen? 


I was thinking the same thing. A Sig mean that it most likely wont report the CL so you could lose the total CL in the FICO calculation. I know my BOA Signature doesnt report my CL. That's one thing I wouldn't like.

 

Anyone knows if Navy Sig reports the CL?


Yes.  My Flagship Visa Signature reports my limit.


I forgot about that since my Barclay's MC reports the CL (can't recall the MC version of Visa Sig). Thank goodness Navy does, too! Smiley Happy

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 27 of 45
Super Contributor

Re: NFCU Cash Reward Upgrade

Wonder if someone has to be with them for X amount of time to get this offer?




Message 28 of 45
Senior Contributor

Re: NFCU Cash Reward Upgrade

I joined last June and got my CC in Oct/Nov. So, it has been less than a year for me.

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 29 of 45
Frequent Contributor

Re: NFCU Cash Reward Upgrade


CS800 wrote:

Wonder if someone has to be with them for X amount of time to get this offer?


Maybe, my cashRewards card is less than 2 months old, no upgrade yet.

Message 30 of 45