HI all,
We FINALLY joined NFCU today. I have no clue what took us so long! We immediately applied for the cash rewards visa. We got the 3-5 day message, but later got a msg that it had been approved, was issued and will be here in 7-10 days, but no CL listed? Do we just have to call, or will it eventually show up? Thanks in advance. We are so excited!
Starting Score: TU- 610, EF-593, EXP-547 
Thank you! We are beyond thrilled.... Found out this morning that it was approved for $25,000 @ 12.9%. Almost had a heart attack! Just to give everyone a picture, my scores below are not accurate. I have no clue how to update. 
We are both at 673-690 across the board. We have two car loans, never late. Student loans, never late and about 5 credit/score cards, never late, although we have a pretty high utilization because of good ol Christmas. We have had 0 inquiries on our credit int he last year and a half so applying for this was very nerve wracking for us! But, we knew we had to take this step and it would, in the long run, help us when we buy a house next summer. I am so thankful for the myfico boards! We haven't had a late payment in over four years, but two years ago, our scores were still in and around 550s and this board helped us finally bring them up!
Congrats!
Nice Limit, Nice Card, Nice Credit Union.
A win for you guys all the way around!
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
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Starting Score: myFICO TU: 676, myFICO EQ: 678 (01/2013)
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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