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01-18-2013 08:43 PM
We FINALLY joined NFCU today. I have no clue what took us so long! We immediately applied for the cash rewards visa. We got the 3-5 day message, but later got a msg that it had been approved, was issued and will be here in 7-10 days, but no CL listed? Do we just have to call, or will it eventually show up? Thanks in advance. We are so excited!
01-19-2013 06:57 AM
Thank you! We are beyond thrilled.... Found out this morning that it was approved for $25,000 @ 12.9%. Almost had a heart attack! Just to give everyone a picture, my scores below are not accurate. I have no clue how to update. We are both at 673-690 across the board. We have two car loans, never late. Student loans, never late and about 5 credit/score cards, never late, although we have a pretty high utilization because of good ol Christmas. We have had 0 inquiries on our credit int he last year and a half so applying for this was very nerve wracking for us! But, we knew we had to take this step and it would, in the long run, help us when we buy a house next summer. I am so thankful for the myfico boards! We haven't had a late payment in over four years, but two years ago, our scores were still in and around 550s and this board helped us finally bring them up!
01-21-2013 05:13 AM
We just got the "official approval" msg in our profile and we got prime plus rate of 11.4%. I think this is a great to start to our relationship with NFCU. Thanks for all of the information on this board.
01-21-2013 05:44 AM
Nice Limit, Nice Card, Nice Credit Union.
A win for you guys all the way around!
01-21-2013 11:33 PM
Congrats. I had a similar experience when I applied for my NCFU cashRewards card. They are definitely great to work with, and have helped to bring my utilization down/score up.