NFCU Cash Rewards

[cnnlov]

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@improvingmycredit wrote:
I understand completely.
One thing I can say with certainty, they will give you the highest limit card of all your current accounts for sure.
Not 100% but not far off either from that feeling. What kind of income do you have if you don't mind my asking?

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Income is 35k. Not much, but I'm also not expecting a 20k card either lol. 3k - 5k would be nice.

[improvingmycredit]

You're probably right in that ball park. I'm thinking 4-5K card. Lowest I think would be 3 K. Just a guess here. Your FICO is around 660 or so?

[cnnlov]

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@improvingmycredit wrote:
You're probably right in that ball park. I'm thinking 4-5K card. Lowest I think would be 3 K. Just a guess here. Your FICO is around 660 or so?

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I think in that range, not completely sure. I may have to pull them so I can work up the nerve to app.

[Creditaddict]

I'm dying a little more each post that doesn't include "finally clicked apply and got $7k instantly, silly me for waiting!"

[cnnlov]

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@Creditaddict wrote:
I'm dying a little more each post that doesn't include "finally clicked apply and got $7k instantly, silly me for waiting!"

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Is it better to apply online, in-person, or over the phone. I know i'm over thinking everything, but I appreciate all the help.

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[Creditaddict]

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@cnnlov wrote:

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@Creditaddict wrote:
I'm dying a little more each post that doesn't include "finally clicked apply and got $7k instantly, silly me for waiting!"

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Is it better to apply online, in-person, or over the phone. I know i'm over thinking everything, but I appreciate all the help.

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it's already loaded on your account... just click where it says to accept or apply on the offer!

[cnnlov]

It's no longer under my offers. Don't know what happened now it's a pre-selected offer for an auto loan. I'm confused oh well

[improvingmycredit]

The pre-approval is still there. They just change up the offers for you to see that are available and when there aren't any at all, you get marketing.
Call in and apply, the CSR will inform you of your available pre-approvals. Good luck again.

[cnnlov]

Just wanted to update everyone. I was approved for the Signature cashrewards Visa. I was a little nervous, but it was an instant approval just like @Creditaddict said lol. His prediction was dead on, it's almost scary. Definitely a good day. Thank you guys, you gave me the nudge I needed and I'm so happy I app'ed because it will help my UTI. I also plan on taking advantage of the BT offer they have right now. Again, thanks!