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Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

NFCU Cash rewards signature

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‎09-04-2012 09:30 PM

Does this mean everyone with a limit on the cash rewards visa of $5000 or more will be converted to a signature? Go to footnote 2 for the cash rewards on the disclosure

 

https://www.navyfederal.org/pdf/applications-forms/credit-debit/NFCU_573CC_NFO.pdf

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
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Established Contributor
jordanmedical
Posts: 998
Registered: ‎04-08-2012

Re: NFCU Cash rewards signature

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‎09-04-2012 09:42 PM

Nice catch

-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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webhopper
Posts: 6,754
Registered: ‎09-16-2011

Re: NFCU Cash rewards signature

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‎09-04-2012 09:47 PM

Seems Like it although the offer has only tine out to fellow forum members who have had their card more than 6 months at this time
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: NFCU Cash rewards signature

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‎09-04-2012 10:06 PM

Sounds that way...

 

 

cashRewards Cards: If you have an account with a credit line of less than $5,000, you received a cashRewards Visa Card. If your credit line is $5,000 or greater, you received a Visa Signature cashRewards card. The benefits for cashRewards accounts differ from Visa Signature cashRewards accounts. 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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webhopper
Posts: 6,754
Registered: ‎09-16-2011

Re: NFCU Cash rewards signature

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‎09-04-2012 10:26 PM

I'm so excited about finally getting a signature card :smileyhappy:
I'm hoping it gets here for my birthday!
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: NFCU Cash rewards signature

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‎09-04-2012 10:34 PM

webhopper wrote:
I'm so excited about finally getting a signature card :smileyhappy:
I'm hoping it gets here for my birthday!

I am, too! One of my credit goals was to get a Visa Sig. Now I have one and didn't need to get a HP or lower my AAOA with a new acct.! :smileyvery-happy:

 

Happy Birthday! :smileyhappy:

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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webhopper
Posts: 6,754
Registered: ‎09-16-2011

Re: NFCU Cash rewards signature

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‎09-04-2012 10:36 PM

Thanks! My birthday is mid September :smileyhappy:
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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New Contributor
squirrely2005
Posts: 83
Registered: ‎02-01-2012

Re: NFCU Cash rewards signature

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‎09-05-2012 12:46 AM

I just got approved just under a month ago. I wonder if I'll get one. I'd like to just cuz it'd be nice. I'll have to call up and ask. They started me out with a 5k credit limit.

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Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: NFCU Cash rewards signature

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‎09-05-2012 07:34 AM

Let me know what they say. I was also recently approved for $9000. I don't even know what extra benefits it comes with but I want to do those B1G1 movie ticket deals I always see that require a signature. Hey, movies get expensive!!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
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Super Contributor
CS800
Posts: 6,107
Registered: ‎04-07-2008

Re: NFCU Cash rewards signature

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‎09-05-2012 08:26 AM

I'm currently not using my NFCU card so it has a $0 balance. I wonder if they need ot see some usage before extending this offer. Last time I used this card was over 1 month ago.





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