If you have $4000 (or anything up to that) sitting in a savings account earning no interest, you can "park" it into a certificate of deposit at Navy Fed for 1 year.
You can't take money out of it for the year - but at the end of a year you will have earned $160 in interest for leaving $4K in there. You will not find any better deal than that.
FANTASTIC!!! Thank You - Printing to give my partner now!
*** Let me add though it looks like you have to have at least $300 Direct Deposit from work within 90 days of opening certificate and keep it going for the year of the certificate I think if reading correct to get the 4%.