@Anonymous wrote:Thanks for your response.
(BTW, not sure why the name switcheroo from my first post and these subsequent ones!).
OP, you created a new account with the subsequent posts. Please PM me which account you wish to keep. -Lexie
To answer your questions:
Yes, Capital One is the only secured card, but it's not yet reporting.
BK was in 2004. All accounts associated with that BK are no longer reporting.
DH's credit profile, besides the BK:
OPEN
Auto Loan-shows 31-60 days late
Collection account (listed under “other/closed” accounts). $1200 due. Account first reported in 2011.
Student Loan-Currently deferred, past lates from 2013 and Jan 2014.
Student Loan-Currently deferred, past lates from 2013 and Jan 2014.
Student Loan-Never late. Currently deferred.
Student Loan-Never late. Currently deferred.
CLOSED
Finance Loan from 2004- Shows as Pays as Agreed.
Auto Loan from 2003-Shows as Pays as Agreed.
Student Loan- Shows as Pays as agreed. Past lates from 2012.
Student Loan- Shows as Pays as agreed. Past lates from 2012.
Student Loan- Shows as Pays as agreed. Past lates from 2012.
Gasoline card- Shows as Pays as agreed.
