09-05-2012 07:47 AM
No apologies needed. YMMV means your mileage may vary or to be more specific, your experience may not be the same as everyone else's.
09-05-2012 03:49 PM
09-05-2012 04:51 PM
Congrats! Getting in with Navy will pay off big time in the long run. You can request a CLI @ 6 mos (or any time you want, really), but it will be a HP. They review accts for auto-CLIs periodically. If you don't see one at 1 year, definitely request it.