09-16-2012 09:12 AM
My DW and I would like to get in with NFCU so we can take advantage of their CC's, and other loan products. She eligible through her brother since he's active duty. What information does NFCU request from her brother to verify her eligibility?
09-16-2012 09:19 AM
Navy Federal's field of membership is determined by the National Credit Union Administration. If you fall under any of these categories, you're eligible to join:
All Department of Defense (DoD) uniformed personnel—Army, Marine Corps, Navy and Air Force retirees and annuitants
All Department of Defense Reservists—Army, Marine Corps, Navy and Air Force retirees and annuitants
All Army and Air National Guard Personnel—civilian employees, retirees and annuitants
All Delayed Entry Program (DEP) Personnel
All DoD Officer Candidate programs—Midshipmen and cadets at the United States Naval Academy, United States Military Academy, United States Air Force Academy, United States Coast Guard Academy and the United States Merchant Marine Academy; Other Officer Programs*
U.S. government employees assigned to DoD installations (including Coast Guard)
All DoD civilian employees—including retirees and annuitants
DoD contractors assigned to U.S. Government installations
Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members
Once your family members have joined, they can extend the membership opportunity to their family members, too.
Still not sure if you are eligible? Use our Membership Eligibility Wizard or call us at 1-888-842-6328.
09-16-2012 09:20 AM
09-16-2012 09:27 AM
We don't think he is a member, but NFCU also said that he doesn't need to be a member. That's why we want to know how they verify eligibility through him.
09-16-2012 09:35 AM
09-16-2012 09:54 AM
I recommend you call back and ask again. He needs to be a member for your wife to join. You need his access number once he joins.
I don't believe its absolutely needed for the OP's brother to join before the OP can. But I would absolutely recommend it simply because the NFCU security dept is not very pleasant to deal with. It would be alot easier to verify membership eligibility if the OP's brother joins first.
09-16-2012 10:07 AM
09-16-2012 11:31 AM - edited 09-16-2012 11:38 AM
My mother nor I needed anyone's access number to join. They told me I could have joined simply because of my fathers military status (retired\dead). Mom was surprised to be told they were members before, same case with PenFed.
They DO however ask some very difficult verification questions! LOL
[EDIT]: Sorry Root, didn't read your post closely (confirming what you were saying really). BTW, seems the tone of repsect goes up a few notches when they hear the late retired member was a commissioned officer, Major or higher. Could have been they were just being repsectful, but was nice.
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