Reply
Valued Member
Posts: 38
Registered: ‎04-25-2013
0

Re: NFCU FTW!!!!

[ Edited ]

@Sitori

 

I think that would be fine.  I didnt get flagged by them until I applied for a second credit line from them within 2 days of getting the account.  Realistically as long as you are legit and have your stuff in order you dont have to worry.

 

And as I said they are a pleasure to work with and seem to be generous in their credit lines.  But they are pull happy, lol.

NFCU cashRewards=8k, Amazon=800, Sony Visa=500, Cap1 Cash Rewards=500, Cap1 Platinum=500, Victoria Secret=500, Speedway=400, Walmart=300, King Size=250, 2.9% /72 months financing Ally (GMC) Financing
New Contributor
Posts: 55
Registered: ‎04-24-2011
0

Re: NFCU FTW!!!!

I appd for both cash rewards and flagship at same time as membership and had no problems.
Contributor
Posts: 268
Registered: ‎10-25-2012
0

Re: NFCU FTW!!!!

YESSSSS just got score watch update..went from 680-701!!! I knew paying off my amazon would give me a boost. Awesome. Now I'm ready to apply for NFCU! :smileyhappy:

-------------------------------------------------------------------------------------------------
EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Valued Member
Posts: 91
Registered: ‎11-04-2010
0

Re: NFCU FTW!!!!

Remember this, NFCU can take two or three or four (yes four for me) when approving... don't stress out.

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Valued Member
Posts: 91
Registered: ‎11-04-2010
0

Re: NFCU FTW!!!!

If you burp wrong; NFCU will hard pull you... very  happy about doing that each time (typically).

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Frequent Contributor
Posts: 282
Registered: ‎04-15-2013
0

Re: NFCU FTW!!!!

Cool do it....and see what they pre approved you for lets me know what happen. Update, the credit analyst called me today to fax and verify my info like 2x utility bills, SS card, and ID. So be prepared to provide your info.
Frequent Contributor
Posts: 282
Registered: ‎04-15-2013
0

Re: NFCU FTW!!!!

They 3 pull me already for my CC and I just applied for their LOC so it's another HP. I don't understand why can't they use the one they pulled already rather than pulling multiple times?
Valued Member
Posts: 91
Registered: ‎11-04-2010
0

Re: NFCU FTW!!!!

[ Edited ]

It's stressing and taxing, yes, but the approval is awesome.  You can always call in to the CSR's they can tell you if there's any movement on it (Sarcastically, I wouldn't know anything about that!).

 

Josh

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Valued Member
Posts: 91
Registered: ‎11-04-2010
0

Re: NFCU FTW!!!!


kampfer09 wrote:
They 3 pull me already for my CC and I just applied for their LOC so it's another HP. I don't understand why can't they use the one they pulled already rather than pulling multiple times?

I know.  Amazing.

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Valued Member
Posts: 91
Registered: ‎11-04-2010
0

Re: NFCU FTW!!!!


kampfer09 wrote:
Cool do it....and see what they pre approved you for lets me know what happen. Update, the credit analyst called me today to fax and verify my info like 2x utility bills, SS card, and ID. So be prepared to provide your info.

I didn't have that.  By the way, they advise me sometimes, to call back in a few hours as the web site is typically slower than what CSR can tell you.  I don't know.  I have an established CL so CLI's don't really bug me... but it's nice to get the love bug.

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.