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NFCU FTW!!!!

New Contributor

Re: NFCU FTW!!!!

@Sitori

 

I think that would be fine.  I didnt get flagged by them until I applied for a second credit line from them within 2 days of getting the account.  Realistically as long as you are legit and have your stuff in order you dont have to worry.

 

And as I said they are a pleasure to work with and seem to be generous in their credit lines.  But they are pull happy, lol.

Message 31 of 49
Contributor

Re: NFCU FTW!!!!

I appd for both cash rewards and flagship at same time as membership and had no problems.
Message 32 of 49
Contributor

Re: NFCU FTW!!!!

YESSSSS just got score watch update..went from 680-701!!! I knew paying off my amazon would give me a boost. Awesome. Now I'm ready to apply for NFCU! Smiley Happy

-------------------------------------------------------------------------------------------------
EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Message 33 of 49
Valued Member

Re: NFCU FTW!!!!

Remember this, NFCU can take two or three or four (yes four for me) when approving... don't stress out.

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Message 34 of 49
Valued Member

Re: NFCU FTW!!!!

If you burp wrong; NFCU will hard pull you... very  happy about doing that each time (typically).

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Message 35 of 49
Frequent Contributor

Re: NFCU FTW!!!!

Cool do it....and see what they pre approved you for lets me know what happen. Update, the credit analyst called me today to fax and verify my info like 2x utility bills, SS card, and ID. So be prepared to provide your info.
Message 36 of 49
Frequent Contributor

Re: NFCU FTW!!!!

They 3 pull me already for my CC and I just applied for their LOC so it's another HP. I don't understand why can't they use the one they pulled already rather than pulling multiple times?
Message 37 of 49
Valued Member

Re: NFCU FTW!!!!

It's stressing and taxing, yes, but the approval is awesome.  You can always call in to the CSR's they can tell you if there's any movement on it (Sarcastically, I wouldn't know anything about that!).

 

Josh

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Message 38 of 49
Valued Member

Re: NFCU FTW!!!!


kampfer09 wrote:
They 3 pull me already for my CC and I just applied for their LOC so it's another HP. I don't understand why can't they use the one they pulled already rather than pulling multiple times?

I know.  Amazing.

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Message 39 of 49
Valued Member

Re: NFCU FTW!!!!


kampfer09 wrote:
Cool do it....and see what they pre approved you for lets me know what happen. Update, the credit analyst called me today to fax and verify my info like 2x utility bills, SS card, and ID. So be prepared to provide your info.

I didn't have that.  By the way, they advise me sometimes, to call back in a few hours as the web site is typically slower than what CSR can tell you.  I don't know.  I have an established CL so CLI's don't really bug me... but it's nice to get the love bug.

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Message 40 of 49