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NFCU Flagship APR

Valued Contributor

NFCU Flagship APR

I just received the following message letting me know of my approval and my APR.  It says I'm "Prime Plus" at 11.74% (1.75% above their best rate of 9.99%).  What is their max APR and how many steps above their best APR am I?  (Im thinking Im one step removed from their best rates.

 

NFCU APR -redact.PNG



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 16
15 REPLIES
Super Contributor

Re: NFCU Flagship APR

I have the same rate as you on my Cash Reward card.

 

By the way looking at your cell signal, were you in an underground bomb shelter or something ?? lol

 

When I have 1 bar on 3G, safari barely pulls anything but then again you're on wifi.




Message 2 of 16
Valued Contributor

Re: NFCU Flagship APR

Looks like it was connected to Wi-Fi. Congrats on the CL and Rate!


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 3 of 16
Valued Contributor

Re: NFCU Flagship APR

Your prime plus 11.74 so your rate is 14.99

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 4 of 16
Valued Contributor

Re: NFCU Flagship APR

I have 14.99 on both my cashRewards visa siggy and flagship
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 16
Highlighted
Valued Member

Re: NFCU Flagship APR

Did you apply online or over the phone? Also what were your scores?

Message 6 of 16
Valued Contributor

Re: NFCU Flagship APR

Got it. Guess I didn't read the message correctly. Btw, what's the highest ICL y'all seen from nfcu? Where do their CL cap?

I applied on the phone and EQ was 662. I have a thread on here with all scores and CR info.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 7 of 16
Valued Contributor

Re: NFCU Flagship APR

Flagship max cl is 80k
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 8 of 16
Super Contributor

Re: NFCU Flagship APR


Duncanrr wrote:
Got it. Guess I didn't read the message correctly. Btw, what's the highest ICL y'all seen from nfcu? Where do their CL cap?

I applied on the phone and EQ was 662. I have a thread on here with all scores and CR info.

I am at $30K CL on my Cash Reward.

 

From what I was told the Cash/Point cards max at $50K and the Flagship maxes at $80K

 

 




Message 9 of 16
Established Contributor

Re: NFCU Flagship APR

the rates can go lower than the advertised rates, i got a couple percentage below =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 10 of 16