NFCU GoRewards App

[MrCredit]

Got an alert from myFICO saying they pulled EQ yesterday. Still says review in process... Any ideas on what the hold up might be?

[pizza1]

I'm no expert on navy by any means, CA probably is, but I know they are weird about 2nd cards with them. I've been denied 3 times for a second, and offered to take some of my current limit and open a 2nd card up though, which I didn't . I will once my current cli gets above $10k. They do seem to be taking longer now a days for cc approvals I've noticed. It took them 3 days to decline me last time.

[MrCredit]

Not sure if having $8k on deposit helps?

[baller4life]

My guess is slammed with current promotion. Did you send a message checking status?

[MrCredit]

No I am afraid it will turn into a decline if I do that.

[1GaDawg85]

I'm calling them to check status

[pizza1]

Baller is probably right! With the promo could be swamped!

[MrCredit]

I called yesterday to check the status and the guy was a snot... Had no info. Said they did not need anything and to wait.

[baller4life]

Yeah when I called they wouldn't even call uw to check. Just said it was still processing. Like duh I know that idiot. So I sent a message thru app messages to check myself. They responded next morning approved. Then I got official approved message.

[MrCredit]

I sent them this message and attached three pay stubs:

"I applied for the GoRewards MasterCard to take advantage of the member special promo NFCU is running currently. I would like a MasterCard to compliment my Visa so I have one of each, in addition to having my current card for pay in full purchases (Cash Rewards) and having this new MasterCard for carrying a balance if I wish.

I have slowly started to move my deposit accounts to NFCU, I also plan to do all my lending there as well, thus closing out my credit cards elsewhere. I enjoy having one location where I can see my whole financial picture. I enjoy the customer service most of all and the great products NFCU provides. 

Would you by any chance have any kind of status to my application? I have attached my three most recent paystubs for your convenience.

Thank you for your time and consideration. Have a wonderful day."