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NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. I NEED YOUR HELP.

Moderator Emerita

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. UPDATED INFO.


TATATA wrote:

Joteism wrote:

You're right - I have never had a Navy Federal account nor do I have any experience with them. That said... While I more than appreciate all the info on this forum and find it extremely helpful when rebuilding my credit and aquiring new credit cards, loans etc., it is this kind of advice (take your money and run) that I specifically disregard and stay away from when it comes to any forum. It goes from helpful to borderline fear mongering. Each case is unique and circumstances differ.


You're absolutely right! Smiley Happy In my case everything has been cleared up. I just finished talking to them and they have agreed to open all of my accounts again. They were very understanding. I'm glad everything worked out. I'm very happy!! Smiley Happy

 

I thank each and everyone of you for your feedback and advice. 

 

 


That's wonderful news! I have been anxiously waiting on the outcome and I'm glad it was positive. 

Message 51 of 60
Regular Contributor

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. UPDATED INFO.


chnceit wrote:

TATATA wrote:

Joteism wrote:

You're right - I have never had a Navy Federal account nor do I have any experience with them. That said... While I more than appreciate all the info on this forum and find it extremely helpful when rebuilding my credit and aquiring new credit cards, loans etc., it is this kind of advice (take your money and run) that I specifically disregard and stay away from when it comes to any forum. It goes from helpful to borderline fear mongering. Each case is unique and circumstances differ.


You're absolutely right! Smiley Happy In my case everything has been cleared up. I just finished talking to them and they have agreed to open all of my accounts again. They were very understanding. I'm glad everything worked out. I'm very happy!! Smiley Happy

 

I thank each and everyone of you for your feedback and advice. 

 

 


Thats awesome that they are going to open your accounts!

 

I to have learned from your experience and the advice here is great!


I'm glad. Everyday we learn something new. 

Total CL's combine: $150,600.
Message 52 of 60
Highlighted
Regular Contributor

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. UPDATED INFO.

TATATA

 

I gotta' give it to you - you took this "Straight No Chaser" thread like a CHAMP!!!!  Kudos to you!

________________________________________________________________________________________________
I’ve found that I can "charge" WHATEVER I want…. Just not all at THE SAME TIME!*Last CC App 07/2010*
Message 53 of 60
Frequent Contributor

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. I NEED YOUR HELP.

I'm so glad it all worked out for you TATATA. This is great news. That "A condition exists which prevents us from...." message is the worst! Makes my stomach hurt just thinking about it.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


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Message 54 of 60
New Contributor

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. I NEED YOUR HELP.

Glad it worked out but man, some people make it sound like it was going to be the end of the world or something. 

Message 55 of 60
Established Contributor

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. I NEED YOUR HELP.

Wow, this was in interesting story.  I just read all 5 pages of it!  Now, I'm curious about only one thing (unless I missed it because it was obvious and implied).  What was the reason they temporarily froze the accounts, and what did they need to talk to you about?  Was it basically what was discussed here - the balances moved back and forth, or was it the sheer number of balance transfers or the dollar amount or some other problem?

 

We just did a bunch of transfers and the dollar amount was high.  I was thinking of doing one more but I sort of don't want to after hearing this story; I was a little wary of it already.

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Message 56 of 60
Regular Contributor

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. I NEED YOUR HELP.


ChesterPDexter wrote:

Wow, this was in interesting story.  I just read all 5 pages of it!  Now, I'm curious about only one thing (unless I missed it because it was obvious and implied).  What was the reason they temporarily froze the accounts, and what did they need to talk to you about?  Was it basically what was discussed here - the balances moved back and forth, or was it the sheer number of balance transfers or the dollar amount or some other problem?

 

We just did a bunch of transfers and the dollar amount was high.  I was thinking of doing one more but I sort of don't want to after hearing this story; I was a little wary of it already.


In a nutshell, it was the several balance transfers back and forth that they did not like. I explained to them what I had posted here. They decided to basically let me go with a warning so-to-speak. Lesson learned. 

 

Best wishes. 

Total CL's combine: $150,600.
Message 57 of 60
Established Contributor

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. I NEED YOUR HELP.

Nice to hear it all worked out for you and that you were able to have your aacts reopened. Congrats

Message 58 of 60
Senior Contributor

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. I NEED YOUR HELP.

Congrats for proving the naysayers wrong and keeping your accounts :-) People get worked up about what they believe to be as "fraud" on here... lol and they usually are just the pessimistic type of people anywho! Optimisim, respect, and courteousy go a looooooong way!

 

generally speaking, if you can get to a kind, reasonable person.. things will work out :-)

 

Best wishes!

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Message 59 of 60
Regular Contributor

Re: NFCU HAS BLOCKED ALL OF MY CREDIT CARD ACCOUNTS. I NEED YOUR HELP.


youngandcreditwrthy wrote:

Congrats for proving the naysayers wrong and keeping your accounts :-) People get worked up about what they believe to be as "fraud" on here... lol and they usually are just the pessimistic type of people anywho! Optimisim, respect, and courteousy go a looooooong way!

 

generally speaking, if you can get to a kind, reasonable person.. things will work out :-)

 

Best wishes!


I couldn't agree more. It's a beautiful thing when we live optimistically and find the good in people. Thank you for your kind words. 

Total CL's combine: $150,600.
Message 60 of 60