NFCU.....INQUIRIES

[Anonymous]

Does anyone have any data points on whether NFCU is inquiry sensitive on the NFCU rewards or other cards? THANKS

[itspnutbutterkellytime]

I applied and was approved for my Go Rewards card with about 10 inq's on each report. I don't think they are inquiry sensitive. Hope this helps!

[Anonymous]

I have 30+ on EX.....Same on  TU...EQ..20.....IN  Illinois they pull EQ and that score is 645

[Aduke1122]

No I don't think they are inquiry sensitive, they can be sensitive to new accounts for me anyways I was given a denial for that reason . They always heavily weigh DTI and UTi

[Anonymous]

No.  I agree with the other posters.  They don't seem to be inquiry sensitive at all.  I had probably 10 inquiries on the credit report they pulled for my cc app and was approved. 

[Anonymous]

I have about 13 new accounts this past year....probally too many for them...all good and clean on my file..but lots of activity this yeer

[AverageJoesCredit]

Id wager Navy weighs more on income, utilization and debt to income ratio. Id love to see if people would always include these 3 data points when approved, it would certainly be ...enlightening

[Glen_M]

Considering how pull-happy NFCU is itself, it would seem odd for them to be sensitive to high numbers of inquiries.

[Anonymous]

My income is 105000, UTI is 18-20 %....out of 27 accts....5 carry balances....however, lots of these new accts in the last yr with lots of Inq...

[Aduke1122]

You maybe taking a risk with your UTi anything over 10 %