NFCU Is their score a FICO?

Anonymous · ‎11-25-2014

Is the score you get from NFCU a true FICO? If so, it's almost identical to my Quizzle FAKO.

I also laughed that one thing it listed was number of inquiries, which I only had three, and one of those is due to fall off in Feb.

Scupra · ‎11-25-2014

@Anonymous wrote:
Is the score you get from NFCU a true FICO? If so, it's almost identical to my Quizzle FAKO.
I also laughed that one thing it listed was number of inquiries, which I only had three, and one of those is due to fall off in Feb.

Yes, they use FICO 04 scores so they do not match myFICO anymore.

Anonymous · ‎11-25-2014

If u dont mind me asking how do u get a score from NFCU? Is it online?

Scupra · ‎11-25-2014

@Anonymous wrote:
If u dont mind me asking how do u get a score from NFCU? Is it online?

On the approval/denial letter they mail out.

Anonymous · ‎11-25-2014

Makes sense. That's how I saw my score too. Mine was from TU.

Anonymous · ‎11-25-2014

CreditQueen323- I received letter in the mail today.

Anonymous · ‎11-25-2014

Will I get my TU score too for the membership?

TheGardner · ‎11-25-2014

@Anonymous wrote:
Will I get my TU score too for the membership?

Nope sorry

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.

Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.

Anonymous · ‎11-28-2014

Thank you guys. I got my letter in the mail today. They gave me my TU score and its almost 30 points higher then my MyFico Score here! One thing it list on mine is "Time since collections is to short" they are 6 year old collections (2 on TU)

Anonymous · ‎11-28-2014

After seeing that the score range that NFCU included in my letter was 336-843 (for TU) I looked it up to see what version this was and based off this awesome, very informative post my score that NFCU gave me was infact a real Fico (just a older model) TU98 Fico.