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Got approved for this LOC 7-9 but it's still not reporting. Does it usually take this long??
I haven't used it yet.......does that make a difference as to whether it reports??
Just ordered checks for LOC today thought don't have plans for using them at this time; just thought I should have some on hand. Read an older post on this forum that indicated the method of repayment affects how this LOC is reported, ie: if you pay a % of total, it's revolving, but if you pay a set amount monthly it's reported as installment. Is this still the case??
@rom828 wrote:Got approved for this LOC 7-9 but it's still not reporting. Does it usually take this long??
I haven't used it yet.......does that make a difference as to whether it reports??
Just ordered checks for LOC today thought don't have plans for using them at this time; just thought I should have some on hand. Read an older post on this forum that indicated the method of repayment affects how this LOC is reported, ie: if you pay a % of total, it's revolving, but if you pay a set amount monthly it's reported as installment. Is this still the case??
Hi rom828,
My LOC reports to all three CBs. I have never used my NavChek LOC. All three of my CBRs calculate my LOC as a revolving CL.
My LOC statement date from NFCU is the same as my checking account, the 9th of each month.
I suspect it will report for you soon.
Thanks for the fast response, plasticman!
Guess I'll just be patient!
@plasticman wrote:
Have you sent back a required signed document by NFCU for the LOC yet?
If your question is for me the answer is yes. Do you know if I can access the money & pay it on my NFCU Visa & then I can use the Visa to pay for this other bill I need to pay?
@plasticman wrote:
Have you sent back a required signed document by NFCU for the LOC yet?
I did send back the documents and the LOC is listed under my accounts on line, so maybe they're just a little slow reporting.
rom828,
When you go online, look at your last checking account statement and see if the LOC has a statement date as well.
@plasticman wrote:rom828,
When you go online, look at your last checking account statement and see if the LOC has a statement date as well.
Navcheck LOC shows last statement date 8-20-09.
Maybe it will report after the 9-20 statement??