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Established Contributor
Posts: 932
Registered: ‎08-17-2007
0

NFCU LOC NOT REPORTED YET

Got approved for this LOC 7-9 but it's still not reporting.  Does it usually take this long?? 

 

I haven't used it yet.......does that make a difference as to  whether it reports??

 

Just ordered checks for LOC today thought don't have plans for using them at this time; just thought I should have some on hand.  Read an older  post on this forum that indicated the method of repayment affects how this LOC is reported, ie:  if you  pay a % of total,  it's revolving,  but if you pay a set amount monthly it's reported as installment.   Is this still the case??

 

 

 

 

 

 

FICOS: TU 720(05-15-15) EQ '08 736( 05-17-15) EX 712 (05-15-15)
Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: NFCU LOC NOT REPORTED YET


rom828 wrote:

Got approved for this LOC 7-9 but it's still not reporting.  Does it usually take this long?? 

 

I haven't used it yet.......does that make a difference as to  whether it reports??

 

Just ordered checks for LOC today thought don't have plans for using them at this time; just thought I should have some on hand.  Read an older  post on this forum that indicated the method of repayment affects how this LOC is reported, ie:  if you  pay a % of total,  it's revolving,  but if you pay a set amount monthly it's reported as installment.   Is this still the case??

 

 

 

 

 

 


 

Hi rom828,

 

My LOC reports to all three CBs. I have never used my NavChek LOC. All three of my CBRs calculate my LOC as a revolving CL.

 

My LOC statement date from NFCU is the same as my checking account, the 9th of each month.

 

I suspect it will report for you soon. 

Established Contributor
Posts: 932
Registered: ‎08-17-2007
0

Re: NFCU LOC NOT REPORTED YET

Thanks for the fast response, plasticman!

 

Guess I'll just be patient! Smiley Happy

 

 

FICOS: TU 720(05-15-15) EQ '08 736( 05-17-15) EX 712 (05-15-15)
Established Contributor
Posts: 545
Registered: ‎03-20-2009
0

Re: NFCU LOC NOT REPORTED YET

Both my CC with them reported pretty quickly so would be surprised that the LOC is not.  I was just approved for the LOC last week.  Do you know if I can access it if I haven't received the checks yet as I need to pay for something with it ASAP.
Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)



Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: NFCU LOC NOT REPORTED YET

Have you sent back a required signed document by NFCU for the LOC yet?
Established Contributor
Posts: 545
Registered: ‎03-20-2009
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Re: NFCU LOC NOT REPORTED YET


plasticman wrote:
Have you sent back a required signed document by NFCU for the LOC yet?

If your question is for me the answer is yes.  Do you know if I can access the money & pay it on my NFCU Visa & then I can use the Visa to pay for this other bill I need to pay? 

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)



Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: NFCU LOC NOT REPORTED YET

You cannot transfer funds from your NFCU Visa or MC to pay NavChek. You can transfer funds from your checking account to pay NavChek.
Established Contributor
Posts: 932
Registered: ‎08-17-2007
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Re: NFCU LOC NOT REPORTED YET


plasticman wrote:
Have you sent back a required signed document by NFCU for the LOC yet?

I did send back the documents and the LOC is listed under my accounts on line, so maybe they're just a little slow reporting.

 

 

FICOS: TU 720(05-15-15) EQ '08 736( 05-17-15) EX 712 (05-15-15)
Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: NFCU LOC NOT REPORTED YET

rom828,

 

When you go online, look at your last checking account statement and see if the LOC has a statement date as well.

Established Contributor
Posts: 932
Registered: ‎08-17-2007
0

Re: NFCU LOC NOT REPORTED YET


plasticman wrote:

rom828,

 

When you go online, look at your last checking account statement and see if the LOC has a statement date as well.


Navcheck LOC shows last statement date 8-20-09. 

 

Maybe it will report after the 9-20 statement??

FICOS: TU 720(05-15-15) EQ '08 736( 05-17-15) EX 712 (05-15-15)
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