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NFCU LOC (NavCheck)

Frequent Contributor

NFCU LOC (NavCheck)

Has any app'd for this before. My friend is looking where to apply but he cant find the tab for the NavCheck LOC?

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Message 1 of 21
20 REPLIES
Regular Contributor

Re: NFCU LOC (NavCheck)

Log into account and select ACCOUNT SERVICES. Look under SAVINGS AND CHECKING select MORE at the bottom. Then choose APPLY FOR OVERDRAFT LINE OF CREDIT. Good luck!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Message 2 of 21
Super Contributor

Re: NFCU LOC (NavCheck)

Log on to your NFCU

 

Click on 'Account Services'

 

On drop down menu at tthe botton, there should be an option for Apply for an Overdraft Line of Credit




Message 3 of 21
Moderator Emeritus

Re: NFCU LOC (NavCheck)


CS800 wrote:

Log on to your NFCU

 

Click on 'Account Services'

 

On drop down menu at tthe botton, there should be an option for Apply for an Overdraft Line of Credit


Tell her to call and apply over the phone.   When I applied, they instantly approved me for 15k, which is the max. 

 

Good Luck!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 21
Super Contributor

Re: NFCU LOC (NavCheck)


webhopper wrote:

CS800 wrote:

Log on to your NFCU

 

Click on 'Account Services'

 

On drop down menu at tthe botton, there should be an option for Apply for an Overdraft Line of Credit


Tell her to call and apply over the phone.   When I applied, they instantly approved me for 15k, which is the max. 

 

Good Luck!


+1 Same here. Applied over the phone wit instant approval Smiley Happy




Message 5 of 21
Frequent Contributor

Re: NFCU LOC (NavCheck)

Ok thanks Guys

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Message 6 of 21
Frequent Contributor

Re: NFCU LOC (NavCheck)

Ok guys he app'd before I could get him the info and he did it online but was not approved!!! Should he call in and recon???

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Message 7 of 21
Moderator Emeritus

Re: NFCU LOC (NavCheck)

Was he denied outright?

He should call and offer to submit pay stubs etc... also; they may need to verify identity especially if the address he put on the app doesn't match his credit report

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 8 of 21
Frequent Contributor

Re: NFCU LOC (NavCheck)

Denied OUTRIGHT!

Ok told him to call...

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Message 9 of 21
Frequent Contributor

Re: NFCU LOC (NavCheck)

I am fairly new to NFCU also, I got a checking/savings, and a $500 nrewards card. I was denied for the LOC also...

Message 10 of 21