10-05-2012 01:33 PM
how do you determine what line of credit you actually want for the NFCU LOC. I've been staring at the screen for about 20 minutes...like ummmm 500 or 5000???
10-05-2012 01:41 PM
When I applied for mine I did not want to go for the full 15K because I thught I might feel like I was being greedy. I went for 10K instead. Just got off the phone with them and was approved. I have read that they will counter though if theey do not want to give you what your asking for.
10-05-2012 02:12 PM
I went for the full 20k with PSECU and was accepted. It's a shared CL between a LOC and a Visa. I figured if they didn't want to give that high, they would counter.
10-05-2012 02:19 PM
oh wow thank you so much! I went for 2000. Comfortable for me, low enough to pay off in a month if I have too and extra cushion for sure. Maybe they will give me higher than I ask for huh??
10-05-2012 03:13 PM
With PSECU, just because you request it, does not mean you actually have to use it or all of it. I just went the full 20k to keep utilization down.