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NFCU members please chime in, i was just sent the promissary note for the 10k LOC i was approved for i was pretty upset to see the interest rate its 15.9%!!!! My credit cards are 12.99% i was expecting the same or less of interest rate. Is this a normal interest rate for LOC?
Yea that's what I got too but didn't too much worry about it. Whenever I use it, it will be sparingly anyway so no skin off of my back. It's sure as hell better than one of those payday loans I keep hearing about .
~16% is about average for the NavChek
Mine is 14.9% and my cashRewards card is at 12.65%...
So ya, its higher than the credit card APR
the best apr they offer on loc is 13.9
Yup, that's pretty common.