NFCU Max Limits

[j_casteel]

not sure but i think it's quite a bit...

[Duncanrr]

I think the flagship has a cap of 80k and I'm thinking others were like 50k. Also, I think I remember reading they only let you have two credit cards from them (not 100% sure of this). So if the above are accurate I would say 130k max CL.

[Revelate]

One million dollars!

No wait, one hundred billion dollars!

Something absurd most likely at any rate .  A kajillion bajillion dollars perhaps?

[jsickz32]

if you were to have the cashRewards, flagship and navcheck then i guess your max limit would be 145k.

[j_casteel]

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@Revelate wrote:

One million dollars!

No wait, one hundred billion dollars!

Something absurd most likely at any rate .  A kajillion bajillion dollars perhaps?

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+1

[bs6054]

NFCU has $50B in assets, and this would be used to charge off defaults.  So, judging by its generous policies, it probably assumes a 0.01% default rate (Amex is about 1.5%) so it could give one person a  $500,000B credit limit, although the other 4M members might complain about getting 0.   But $500,000B is roughly in line with Revelates

A kajillion bajillion dollars

[pizzadude]

This is from NFCU's website, requesting a credit limit increase:

Requested Limit: _________  (increments of 100 only) nRewards, goRewards, Platinum 1,000-50,000; Flagship up to 80,000

[jsickz32]

Exactly. If you were to have the flagship, any other of their cc and navcheck. The max limit combined would be 145k.