NFCU Max # of Cards?

[Anonymous]

All,

What is the maximum number of cards will NFCU allow? I have 2..one at $2,900 and $12,500. I am interested in 1 more and allow them to grow. I am new to credit with a TU of 697.

Thanks!

Boyd11

[Anonymous]

It's really not about how many cards but how much total exposure you're allowed. If Navy is only comfortable with you having $16,000 then a third card wouldn't be approved. But if your internal limit is $50,000 you still have wiggle room with them. I believe they do have hard limits too but can't remember what they are. 

[Anonymous]

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@Anonymous wrote:

It's really not about how many cards but how much total exposure you're allowed. If Navy is only comfortable with you having $16,000 then a third card wouldn't be approved. But if your internal limit is $50,000 you still have wiggle room with them. I believe they do have hard limits too but can't remember what they are. 

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I agree with Elktech completely. I would add that the $2900 limit shows that Navy considers your credit to be good but not outstanding and thus little chance of a third card.

[AverageJoesCredit]

Nice cards! This should be in credit cards subforum just for reference as approvals are for approvals. It might be nice to have 3 cards with Navy but as sometimes youll see, not always the best idea to have all your eggs in one basket Perhaps branch out and try Penfed.

[Anonymous]

Thank you!

[Anonymous]

Thanks all for the feedback,

Boyd11

[stellar]

I believe 3 is the limit

[Creditaddict]

I think the bigger issue is this new (3 month or 6 months) between cards being opened thing that will get in your way).

When did you open the $2900 limit card?

[Anonymous]

Hello,

I opened the $2900 card in October. The $12,500 card in January.

Regards,

Boyd11

[Anonymous]

Thank you,