cancel
Showing results for 
Search instead for 
Did you mean: 

NFCU Membership Question

tag
09Lexie
Moderator Emerita

Re: NFCU Membership Question

Good morning!

I'm sure it wasn't the OPs intention but it seems like this thread may have ruffled a few feathers.

To answer Scupra question, yes roommates can sponsor other potential members .
Message 21 of 27
sweettea
Frequent Contributor

Re: NFCU Membership Question


@xerostatus wrote:

lol..

 

"Omg, rent-a-CIA just outed the entire board to NFCU, everyone with accounts that they got through their brothers wifes sisters 2nd cousins dog's fairy godmother's dad, run fer da hillz!"


Smiley LOL

 

Dead.


Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12 Present - All IIBs GONE! Future - 2015 Mortgage
Message 22 of 27
watch44
Frequent Contributor

Re: NFCU Membership Question

A member's roommate can join, just be ready for account freeze and a grilling from the security department to verify addresses. A member's immediate family can also join including grandparents/grandchildren and step siblings.

  (Hover over pics for details) 
FICO:  TU 731 (05/14/14)   EX 749 (04/24/14)   EQ 684 (02/05/14)   Goal 700
FAKO:  TU 761 (05/20/14)   EX 761 (05/20/14)   EQ 743 (05/20/14)
Message 23 of 27
sweettea
Frequent Contributor

Re: NFCU Membership Question

Roommates = household members

 


Just be prepared for a much more intense investigation if past experiences are any indication.


Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12 Present - All IIBs GONE! Future - 2015 Mortgage
Message 24 of 27
DiabolicallyRandom
Established Contributor

Re: NFCU Membership Question

I don't recall most of the exact cases for people that had accounts frozen or investigated, but I imagine there are a lot of cases where people really test the boundaries of relations on their applications. Their underwriting and approval limits make them very appealing. Unfortunately, people try to skirt the truth all the time on applications. If you are legitimately eligible it should be fairly easily resolved. 

Message 25 of 27
watch44
Frequent Contributor

Re: NFCU Membership Question

The guy who visited the Navy recruiting office then joined up with NFCU may have stated he was in the DEP program. People go into the Delayed Entry Program if there are no slots open for a particular MOS (job) . I was in the USMC DEP for almost a year before going to boot camp. But being in DEP only requires signing a letter of intent to join the service, not signing an actual legally binding contract for the service. IOW, you're not in the military when you're in DEP (and as such, don't go to pound-me-in-the-ass brig for breaking the agreement). 

 

[Edit: after researching some more, the government can take action against someone for changing their mind in DEP, but in reality this never happens. The US is no longer in the business of conscripting people involuntarily.]

 

However, for those of you stroking your chins right now, be prepared for the recruiter to make you feel like the scum of the earth if you change your mind in DEP. You do not want to mess around with a recruiter's feelings; they'll turn on you like betrayed ex-girlfriends. You will have men in uniforms looking for you--they'll come to your work, school, home, talk to your friends, coworkers, family until everybody in your life knows you lied to the US Government. There may be some crazy talk about "permanent records" and "dishonorable discharge." And it'll only end when you finally meet the recruiter face to face and admit that you lied, your word is dirt, and that you really are the scum of the earth. Oh, and they're also going to want all of that in writing. But hey, maybe that's worth it for some people to get a shiny new credit card. To each their own.

  (Hover over pics for details) 
FICO:  TU 731 (05/14/14)   EX 749 (04/24/14)   EQ 684 (02/05/14)   Goal 700
FAKO:  TU 761 (05/20/14)   EX 761 (05/20/14)   EQ 743 (05/20/14)
Message 26 of 27
sjt
Senior Contributor

Re: NFCU Membership Question

Household members is their way of addressing Domestic Partners.
American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 27 of 27
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.