No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@xerostatus wrote:lol..
"Omg, rent-a-CIA just outed the entire board to NFCU, everyone with accounts that they got through their brothers wifes sisters 2nd cousins dog's fairy godmother's dad, run fer da hillz!"
Dead.
A member's roommate can join, just be ready for account freeze and a grilling from the security department to verify addresses. A member's immediate family can also join including grandparents/grandchildren and step siblings.
I don't recall most of the exact cases for people that had accounts frozen or investigated, but I imagine there are a lot of cases where people really test the boundaries of relations on their applications. Their underwriting and approval limits make them very appealing. Unfortunately, people try to skirt the truth all the time on applications. If you are legitimately eligible it should be fairly easily resolved.
The guy who visited the Navy recruiting office then joined up with NFCU may have stated he was in the DEP program. People go into the Delayed Entry Program if there are no slots open for a particular MOS (job) . I was in the USMC DEP for almost a year before going to boot camp. But being in DEP only requires signing a letter of intent to join the service, not signing an actual legally binding contract for the service. IOW, you're not in the military when you're in DEP (and as such, don't go to pound-me-in-the-ass brig for breaking the agreement).
[Edit: after researching some more, the government can take action against someone for changing their mind in DEP, but in reality this never happens. The US is no longer in the business of conscripting people involuntarily.]
However, for those of you stroking your chins right now, be prepared for the recruiter to make you feel like the scum of the earth if you change your mind in DEP. You do not want to mess around with a recruiter's feelings; they'll turn on you like betrayed ex-girlfriends. You will have men in uniforms looking for you--they'll come to your work, school, home, talk to your friends, coworkers, family until everybody in your life knows you lied to the US Government. There may be some crazy talk about "permanent records" and "dishonorable discharge." And it'll only end when you finally meet the recruiter face to face and admit that you lied, your word is dirt, and that you really are the scum of the earth. Oh, and they're also going to want all of that in writing. But hey, maybe that's worth it for some people to get a shiny new credit card. To each their own.