12-28-2012 05:32 PM
Has anybody had some good luck stories about joining NFCU through a grandparent who served in the Military? I called an associate and they keep sending me mixed signals. ugh. They keep saying that DOD benefits are required but my grandfather is a Air Force Retiree. He is willing to give me a copy of his discharge papers and all. Should I get him to apply and pass the membership down or any other advice. It would be a dream come true to become a member of this bank. Thanks in advance
12-28-2012 05:41 PM
Actually he just served in the Korean war and to become a retired airman it is 20 years service : /
12-28-2012 05:50 PM
If he is a retiree, and you can prove with documentation that he is your grandfather, then he doesn't have to join for you to join. One of the questions I was asked is if my parents have access to a base commissary as somehow that is the distinguishing factor in determining what type of retiree my parents are. I was told that many people are confusing the type of retirement for qualifications.
I was told that there is retiree status when someone has served 20 years which fully meets the qualification for membership. Then I was told that there is one other reitree status that poeple are mistaking for a qualifications, and that is a medical discharge versus medically retired because both types recieve benefits from DoD. And they way to tell the difference is by the type of ID your grandfather has. If he has a Military ID (which would give him access to the commissary) then you are good, but if he has a VA ID (which would not give him access to the commissary) then you cannot join under him.
That is what I was told last week and I was able to join. It is all confusing to me because at first I didn't know what the heck she was talking about, but once I talked with my mother I understood....sort of...LOL!
12-28-2012 06:30 PM
sooo confusing. My grandfather was in WWII with a medical honorable discharge and has an id number. He said they didnt give out cards back then and couldnt finish his stint in the military due to injuries...
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.