08-09-2012 09:52 PM
OK...I slipped and stepped out of the garden but I think it was completely worth it. I was approved for 15K NAVCheck! Score at the time of approval was EQ 714 with 2 paid collections - both 1 month shy of falling and utilit of 6%. Initially got a conditional approval and had to fax in 2 pay stubs and last bank statement but once I did that, they approved me within 15 minutes. NFCU is the best! And I know I have said this before but I think I can return to the garden (if they will let me back in again) now that I have satisfied the app itch for at least the next year. Next app? VA home loan.
08-10-2012 12:35 AM
Gotta love Navy! Congrats!
08-10-2012 12:49 AM
say that again just hit the LUV button again got instant increase from 12,000 to 20,000 on my Visa Nrewards less than a second dont know if its hard Im not worry about INQ I just Bump Off 8 just another Navyfed fan checking in.
08-10-2012 01:54 AM
08-10-2012 06:31 AM
Congrats!!! Navy is great!
08-10-2012 07:34 AM
08-25-2012 07:19 PM
I applied for the NavCheck on 8/24 and was reviewed and approved today (8/25). I was stunned!!!! The details are below, I also applied for the credit card today, this the last time I Apply until 9/2013!!!!!
Credit pulled Eq, TU
Over 30 inq in the last 2 years
EQ AAoA 3.6
TU AAoA 2.4
Utl is at 8%
Largest CL is 5.5k
2 years post 7BK!
Conditions 2 Paystubs and 1 bank statement
monthly income is $4500
Never been more excited! I Don't need the LOC but its goanna be great for emergencies, I can't wait for the Credit Card app to be reviewed to see what the limit will be on that!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.