My current scores are low 600's and utilization is high.
I was approved for a $25k auto loan with NFCU - on Monday, they pulled Equifax of course, I have no Lates and no Baddies - Today after reading a few things I decided to go for my full Nav Check from $5k to $15k and boom, 30 min later I got the approval message!
Thanks for all the info, once utilization is down I will be going for a CLI on my Cash rewards from 10k to 25k and apply for the Flagship card. - I had 4 Inq on Equifax at the time as well and my average age of accounts is only 5 months just to help people out.
Not sure what my fico is but my fako is in the low 600's.
Anyway, I am very excited about the CLI and the Auto Loan and I love NFCU!
Thanks everyone for all of the information!
Congrats! Looks like you have the trifecta going w/ NFCU ( loan + CC + NAVCHECK )
2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
@CashOnDelivery wrote:
Congrats! Looks like you have the trifecta going w/ NFCU ( loan + CC + NAVCHECK )
Thanks - I hope to get the Flagship card in August once my utilization goes down and the loan has had time to report. Then I want to get the Cash and Flagship up to 25k Each - My income is around $145k / year right now so proof of income should be no issue.