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Established Contributor
jordanmedical
Posts: 995
Registered: ‎04-08-2012

NFCU Navcheck

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‎08-23-2012 05:54 PM - edited ‎08-23-2012 05:55 PM

How long did it take for you to get your promissary note in the mail? (Asking because my sign up materials literally took weeks--got my cucard before them lol)

 

Do I have to use it for it to report?

-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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Regular Contributor
Mellon
Posts: 178
Registered: ‎08-31-2007

Re: NFCU Navcheck

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‎08-23-2012 07:53 PM

i took mine about 3-5 business days

 

I have never used mine and it has been reporting for months

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Valued Member
mfoxxx
Posts: 40
Registered: ‎01-01-2012

Re: NFCU Navcheck

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‎08-23-2012 07:58 PM

Mines took about 7 days, and I faxed the docs back, that's an option for you. 

In the garden, January 18, 2013
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Established Member
kcanes53
Posts: 15
Registered: ‎06-19-2012

Re: NFCU Navcheck

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‎08-23-2012 07:58 PM

Mine reports without use .

Semper Fi always faithful. Faithful to God, Country, Family and the Corps.
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Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: NFCU Navcheck

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‎08-23-2012 07:58 PM

I went to a branch the day after approval to sign the docs. But they say that you should get them in a week or so -- depending on how far you live from Virginia, where it's mailed from.

 

I have not used mine at all, and it started reporting about a month after I signed the docs. I believe the loan "open" date is based on the sign date and not approval date.

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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Established Contributor
jordanmedical
Posts: 995
Registered: ‎04-08-2012

Re: NFCU Navcheck

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‎08-23-2012 08:15 PM

Thanks guys :smileyhappy:

-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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Regular Contributor
bbrannan
Posts: 199
Registered: ‎12-11-2009

Re: NFCU Navcheck

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‎08-23-2012 08:19 PM

I originally apped on 7/26 - approved on 7/29 - received loan documents on 8/7. SIgned and faxed them back in same day. Showed up under My Accounts the next day. But still has not shown up on my CR. Hoping it will report within the next week or two.

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K
Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board

Take the FICO Fitness Challenge
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Established Contributor
jordanmedical
Posts: 995
Registered: ‎04-08-2012

Re: NFCU Navcheck

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‎08-25-2012 11:21 AM

Thanks for the exact time table bbran. I do plan on taking mine back to the branch, I don't trust the mail LOL.

-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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jsickz32
Posts: 1,810
Registered: ‎06-25-2012

Re: NFCU Navcheck

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‎08-25-2012 11:27 AM

How do apply for this navcheck? I dont see it online. I have checkings acct with them and transfer some money weekly to it.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Established Contributor
jordanmedical
Posts: 995
Registered: ‎04-08-2012

Re: NFCU Navcheck

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‎08-25-2012 11:40 AM

Its no longer called navcheck online. They just call it overdraft line of credit.

-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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