08-23-2012 05:54 PM - edited 08-23-2012 05:55 PM
How long did it take for you to get your promissary note in the mail? (Asking because my sign up materials literally took weeks--got my cucard before them lol)
Do I have to use it for it to report?
08-23-2012 07:53 PM
i took mine about 3-5 business days
I have never used mine and it has been reporting for months
08-23-2012 07:58 PM
I went to a branch the day after approval to sign the docs. But they say that you should get them in a week or so -- depending on how far you live from Virginia, where it's mailed from.
I have not used mine at all, and it started reporting about a month after I signed the docs. I believe the loan "open" date is based on the sign date and not approval date.
08-23-2012 08:15 PM
08-23-2012 08:19 PM
I originally apped on 7/26 - approved on 7/29 - received loan documents on 8/7. SIgned and faxed them back in same day. Showed up under My Accounts the next day. But still has not shown up on my CR. Hoping it will report within the next week or two.
08-25-2012 11:21 AM
Thanks for the exact time table bbran. I do plan on taking mine back to the branch, I don't trust the mail LOL.
08-25-2012 11:27 AM
08-25-2012 11:40 AM
Its no longer called navcheck online. They just call it overdraft line of credit.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO