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NFCU Navcheck ??

Frequent Contributor

Re: NFCU Navcheck ??

I've been thinking doing this myself but I don't see myself using it and burning a inquiry, decision, decision

 

OP you have a shot so go for it...

Message 11 of 27
Frequent Contributor

Re: NFCU Navcheck ??

Well for me I'm done applying after they approve my request if ever. I'll be staying in the garden for a while. I'm still crossing my finger and see what happen from here on.
Message 12 of 27
Valued Member

Re: NFCU Navcheck ??

Well logged onto account last night and they approved me for the requested $3000 CLI. I received an alert today that it was a hard pull but its OK. That was less than a 24 hr decision.

Message 13 of 27
Community Leader
Senior Contributor

Re: NFCU Navcheck ??


jaicam5 wrote:

Well logged onto account last night and they approved me for the requested $3000 CLI. I received an alert today that it was a hard pull but its OK. That was less than a 24 hr decision.


Congrats! Wait for 90 days to pass and then request $25k CLI. From the boards experience your next request should be SP up to your max. ymmv as always though. Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 14 of 27
Community Leader
Senior Contributor

Re: NFCU Navcheck ??


scarzy wrote:

jaicam5 wrote:

I had a CH 7 discharge June 2012 but have since rebuilt no lates. I received an auto CLI with both Cap One cc one from 1000 to 2500 and the other 500 to 1500 at 6 months. I'll have Barclay at 6 months in August. I'm just curious with NFCU process. I'll hate to get a hard inquiry though. I think I'll chance the Nav check.


 

It will be a hard pull for either, so be prepared.


We were discharged almost the same month and its neat to see what you have done. Cograts

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 15 of 27
Frequent Contributor

Re: NFCU Navcheck ??

Well decided to apply for the Navcheck and I asked for $10k and got the " One hour process" and I got a text alert 10 minutes later that was approved, I should have ask for 15k . I'm very happy with NavyFCU.

Message 16 of 27
Frequent Contributor

Re: NFCU Navcheck ??

Mine got denied when I ask for the full $15k. I guess I'll just wait 6 months from now and try again. Hopefully they will give it to me.
Message 17 of 27
Valued Member

Re: NFCU Navcheck ??

Congrats....I did go ahead and open a seperate checking account. Maybe in a week or two I will apply for the Navcheck....I am hopeful but scared at the same time. At least you did get approved for the 10K.

Message 18 of 27
Frequent Contributor

Re: NFCU Navcheck ??

Thanks guys...I wanted to hit for 15k to match my other credit card I have with them but I think I was pushing it, I could have ask for 15k but I'm okay with 10k for now.

Message 19 of 27
Frequent Contributor

Re: NFCU Navcheck ??

Question guys, I though the Navcheck would be instant on the account but they will mail me documents for me to sign, also they're calling this product checking line of credit instead of overdraft protection.

Message 20 of 27