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Frequent Contributor
Posts: 285
Registered: ‎03-05-2013
0

Re: NFCU Navcheck ??

I've been thinking doing this myself but I don't see myself using it and burning a inquiry, decision, decision

 

OP you have a shot so go for it...

Frequent Contributor
Posts: 305
Registered: ‎04-15-2013
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Re: NFCU Navcheck ??

Well for me I'm done applying after they approve my request if ever. I'll be staying in the garden for a while. I'm still crossing my finger and see what happen from here on.
Valued Member
Posts: 31
Registered: ‎06-15-2012
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Re: NFCU Navcheck ??

Well logged onto account last night and they approved me for the requested $3000 CLI. I received an alert today that it was a hard pull but its OK. That was less than a 24 hr decision.


>Starting Score: EQ 517 TU 514 EX 517 (5/15/2012) Bankruptcy discharge 6/2012
Current Score: EQ 659 TU 633 EX 654
Goal Score: 700

What's in my wallet: Navcheck $15k, NFCU cashrewards $10k, CO Platinum $1.5k CO Rewards $2.5k, Barclay NFL $2k, CO Sparks Biz $2k AU CO $750, Barclay $1k, NFCU $3k
Community Leader
Senior Contributor
Posts: 3,023
Registered: ‎07-12-2012
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Re: NFCU Navcheck ??


jaicam5 wrote:

Well logged onto account last night and they approved me for the requested $3000 CLI. I received an alert today that it was a hard pull but its OK. That was less than a 24 hr decision.


Congrats! Wait for 90 days to pass and then request $25k CLI. From the boards experience your next request should be SP up to your max. ymmv as always though. Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
718 EQ FICO 07/2015
726 TU FICO 07/2015
732 EX FICO 07/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
Community Leader
Senior Contributor
Posts: 3,023
Registered: ‎07-12-2012
0

Re: NFCU Navcheck ??


scarzy wrote:

jaicam5 wrote:

I had a CH 7 discharge June 2012 but have since rebuilt no lates. I received an auto CLI with both Cap One cc one from 1000 to 2500 and the other 500 to 1500 at 6 months. I'll have Barclay at 6 months in August. I'm just curious with NFCU process. I'll hate to get a hard inquiry though. I think I'll chance the Nav check.


 

It will be a hard pull for either, so be prepared.


We were discharged almost the same month and its neat to see what you have done. Cograts

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
718 EQ FICO 07/2015
726 TU FICO 07/2015
732 EX FICO 07/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
Frequent Contributor
Posts: 285
Registered: ‎03-05-2013
0

Re: NFCU Navcheck ??

Well decided to apply for the Navcheck and I asked for $10k and got the " One hour process" and I got a text alert 10 minutes later that was approved, I should have ask for 15k . I'm very happy with NavyFCU.

Frequent Contributor
Posts: 305
Registered: ‎04-15-2013
0

Re: NFCU Navcheck ??

Mine got denied when I ask for the full $15k. I guess I'll just wait 6 months from now and try again. Hopefully they will give it to me.
Valued Member
Posts: 31
Registered: ‎06-15-2012
0

Re: NFCU Navcheck ??

Congrats....I did go ahead and open a seperate checking account. Maybe in a week or two I will apply for the Navcheck....I am hopeful but scared at the same time. At least you did get approved for the 10K.


>Starting Score: EQ 517 TU 514 EX 517 (5/15/2012) Bankruptcy discharge 6/2012
Current Score: EQ 659 TU 633 EX 654
Goal Score: 700

What's in my wallet: Navcheck $15k, NFCU cashrewards $10k, CO Platinum $1.5k CO Rewards $2.5k, Barclay NFL $2k, CO Sparks Biz $2k AU CO $750, Barclay $1k, NFCU $3k
Frequent Contributor
Posts: 285
Registered: ‎03-05-2013
0

Re: NFCU Navcheck ??

Thanks guys...I wanted to hit for 15k to match my other credit card I have with them but I think I was pushing it, I could have ask for 15k but I'm okay with 10k for now.

Frequent Contributor
Posts: 285
Registered: ‎03-05-2013
0

Re: NFCU Navcheck ??

Question guys, I though the Navcheck would be instant on the account but they will mail me documents for me to sign, also they're calling this product checking line of credit instead of overdraft protection.

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