NFCU - Optimizing everything before applying for Cash Rewards card

[gamegrrl]

As with nearly everything in life, balance is good :-)

We'll see how difficult it is for me to push the button on a new car, given that I hate the thought of car payments and long-term commitments. LOL!

[jgodfrey82]

2 more of my cents.. dont buy new.. get more bang for your buck. 1-3 years old gets you car with all features at a huge discount.. I bought a 52k cadillac suv, 3 years old with 30k miles for 23k... less than 1/2 price!

[gamegrrl]

Totally agree. The 1999 Mountaineer that I still have I bought used with 6K miles on it and saved about $10K.

Gotta say though, I sure have been havin' a hankerin' for that new car smell... I'm just sayin'...

To keep this convo on track: I wonder how long it will take my CRs to recover from adding this shiny new $25K limit card. I want my files to look as spiffy as possible when I start talking money with the car peeps.