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NFCU, PenFed, USAA

Established Member

NFCU, PenFed, USAA

My paternal grandmother was in the Marine Corps, served in the Pacific Theater back in WW2.  She passed away in the late 1960s.  Would I be able to use her service to qualify for any of these three?  For USAA, would it enable me to have "full membership"?  Would I have to supply anything in particular, like the DD 214?

 

Thanks. 


Starting Score: 748 EX (PSECU 01/12)
Current Score: 748
Goal Score: 800


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6 REPLIES
Moderator Emeritus

Re: NFCU, PenFed, USAA

She would have to have been a member. I remember calling USAA, for example, because I had a grandfather in the Army Air Corps and had several great uncles and uncles who served from WWII through Vietnam. No dice because none of them were members.

ETA....you can join Penfed now without an service affiliation.
Established Contributor

Re: NFCU, PenFed, USAA

Penfed is a great CU....if you have good credit go for a credit card from them.  I hve two and love it!

New Contributor

Re: NFCU, PenFed, USAA

I called NFCU a few weeks ago to ask about eligibility and they confirmed that you have to have someone who is a member of NFCU or was a member at time of their death in order to apply.


Starting Score: TU 652- EQ 658 - EX 668
Current Score: TU 679 - EQ 681 - EX 681 as of 3.13.11
Goal Score: 700 with all 3


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Established Member

Re: NFCU, PenFed, USAA

Are there different levels of PenFed membership? Like I can join USAA "lite" membership by supporting an organization; is that the case with PenFed?


Starting Score: 748 EX (PSECU 01/12)
Current Score: 748
Goal Score: 800


Take the FICO Fitness Challenge

Regular Contributor

Re: NFCU, PenFed, USAA

You might just try and apply online for NFCU without any affiliation.  Just select an option from the list and go from there.

 


With FICO, time heals all wounds.

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Highlighted
Moderator Emeritus

Re: NFCU, PenFed, USAA


mordantmaxim wrote:

Are there different levels of PenFed membership? Like I can join USAA "lite" membership by supporting an organization; is that the case with PenFed?


No. Once in, you are in, and anyone can join and you can apply for any product. IIRC, there are a couple of different organizations you can join for membership. As mentioned, their lending standards are relatively tough. I remember when I had no baddies and util was around 15-18% and scores in the mid-700s, I was turned down for too high of util.