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NFCU Pending charges?

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jordanmedical
Established Contributor

NFCU Pending charges?

I'll see it the day it's approved but the next day it'll fall of then post a few days later. Anyone have this issue? On the bright side, when I make a payment with money from my savings, it posts the same day.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Message 1 of 10
9 REPLIES 9
rootpooty
Valued Contributor

Re: NFCU Pending charges?

yeah when you make a purchase with them it will be pending for about a few days. the amount will be deducted from your cl but the charge will still be pending for a bit

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 2 of 10
jordanmedical
Established Contributor

Re: NFCU Pending charges?

But there were 1 or 2 charges that were only pending for a day then disappeard. I called and rep says she saw they were approved and they were waiting for receipt from merchant. I was concerned that it only pended for a day before falling off.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 3 of 10
sublimemoment
Member

Re: NFCU Pending charges?

This happens with me as well.  Always found it strange.

Message 4 of 10
skyisthelimit
New Contributor

Re: NFCU Pending charges?

It happens offten with NFCU, ur see a pending charge; then no charge for 1-2 days...then the final post.  Just keep tabs of what your spending.

Message 5 of 10
skyisthelimit
New Contributor

Re: NFCU Pending charges?

It happens offten with navy fed, ur see a pending charge; then no charge for 1-2 days...then the final post.  Just keep tabs of what your spending.

Message 6 of 10
Anonymous
Not applicable

Re: NFCU Pending charges?

This happens to me also with my allotment to Navy Fed, it showes up pending a few days before it is deposited and then on the deposit day sometimes I will check it and the pending thing has disappeared and no money in the Checking, a few hours later it will post weird?!!

Message 7 of 10
jordanmedical
Established Contributor

Re: NFCU Pending charges?

Good to hear I'm not the only one.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 8 of 10
rootpooty
Valued Contributor

Re: NFCU Pending charges?

before the charge posts does your actual cl change? i know what your talking about now but my cl will change to accomidate the charge even before it posts

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 9 of 10
jordanmedical
Established Contributor

Re: NFCU Pending charges?

Available changes but goes back up while the pending charge dissapears, I'll just have to keep track myself. I plan to run it up to my limit then pay it off before my statement runs in July, but don't want to go over.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 10 of 10
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