04-15-2011 04:19 PM
Congrats to all recent members of NFCU and their CLIs. Awesome! Became a member on 4/12 app'd on 4/13 over the phone. Got an inquiry alert from Transunion showing "NFCU" and a call stating they needed to verify my Date of Hire. Noticed this am another Transunion INQUIRY alert showing "NFCU/VISA."
Approved for Refi on auto loan over the phone in a matter of minutes but still no cc decision. My income is over 100K, last late over 2 1/2 yrs ago but still a little nervous.
Is this common to hit the same report twice? Is this a good sign? Thoughts?
04-16-2011 05:33 AM
They've only pulled EQ for me, latest within a month. I wonder if they are using some TU pulls because they inherited a TU contract in the recent merger.
04-18-2011 01:08 PM
Checked status this am and "Approved"
Within 5 days NFCU has done miracles for me.
1. Cashrewards 10K
2. Auto Refi 7.4% compared to 18%
Was gonna go for the Navchek but since Im fairly new I'll wait another week.
Thanks again everyone for giving me the encouragement with the re-building process. I am so thankful and happy!
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