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Valued Member
echoguy32
Posts: 32
Registered: ‎03-24-2010
0

NFCU Pulled Transunion

Congrats to all recent members of NFCU and their CLIs. Awesome! Became a member on 4/12 app'd on 4/13 over the phone. Got an inquiry alert from Transunion showing "NFCU" and a call stating they needed to verify my Date of Hire. Noticed this am another Transunion INQUIRY alert showing "NFCU/VISA."

 

Approved for Refi on auto loan over the phone in a matter of minutes but still no cc decision. My income is over 100K,  last late over 2 1/2 yrs ago but still a little nervous.

 

Is this common to hit the same report twice? Is this a good sign?  Thoughts?

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Re: NFCU Pulled Transunion

They hit me on EQ for some things and TU for others.... I have like 5 pulls from them!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
chasmith
Posts: 1,062
Registered: ‎05-26-2010
0

Re: NFCU Pulled Transunion

They've only pulled EQ for me, latest within a month.  I wonder if they are using some TU pulls because they inherited a TU contract in the recent merger.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Valued Member
echoguy32
Posts: 32
Registered: ‎03-24-2010
0

Re: NFCU Pulled Transunion

Checked status this am and "Approved" 

 

Within 5 days NFCU has done miracles for me.

 

1. Cashrewards 10K

2. Auto Refi 7.4% compared to 18%

 

Was gonna go for the Navchek but since Im fairly new I'll wait another week.

Thanks again everyone for giving me the encouragement with the re-building process. I am so thankful and happy!

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k

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